{"componentChunkName":"component---src-templates-scholarships-js","path":"/en/scholarships.html","result":{"data":{"pageEn":{"title":"Scholarships","sections":[{"type":"text","indent":null,"image":null,"title":"Awarding top academic talents","togglable_text":null,"venue":null,"aside":[{"caption":null,"image":"assets/images/scholarships/ss_aside.jpg","title":null}],"text":"### The UBS Center is a main funding body for top academic talent at the Zurich University’s Graduate School of Economics.\n\nThe UBS Center Scholarships are scholarships awarded every year to outstanding PhD students at the [Graduate School of Economics](https://www.econ.uzh.ch/en/study/phd/zurichgse.html), run by the Department of Economics at the University of Zurich. We have a [current list](https://www.ubscenter.uzh.ch/en/research.html#scholarshipHolders) of UBS Center scholarship holders on our website. Furthermore, by funding new endowed chairs at the Department of Economics, the UBS Center will create additional doctoral positions for talented young researchers beyond the scholarship scheme. This will ensure that the Zurich Graduate School of Economics achieves a critical mass of top young talent to create a leading international graduate school with an attractive research environment. By strengthening the University of Zurich’s position as a destination for young academic talent around the world, the UBS Center also aims to further enhance Switzerland’s position as a top location for education and business more generally. After all, investment in higher education and research is a key factor in preserving and further growing economic prosperity in developed economies over the long term.","list":null,"videos":null,"banner":null,"people":null,"testimonials":null,"meta":null,"interviews":null,"register":null},{"type":"testimonials","indent":null,"image":null,"title":"What our graduates say","togglable_text":null,"venue":null,"aside":null,"text":null,"list":null,"videos":null,"banner":null,"people":null,"testimonials":[{"text":"The UBS Center Scholarship serves as a great recognition for the progress I have made so far and provides a tremendous motivational boost to continue striving towards producing cutting-edge research in my field.","name":"Marcel Caesmann","affiliation":"UBS Center Scholarship holder","picture":"assets/images/people/caesmann.jpg"},{"text":"I was particularly interested in the research topics my PhD advisors, Professors David Hémous and Florian Scheuer, work on.","name":"Claudia Gentile","affiliation":"UBS Center Scholarship holder","picture":"assets/images/people/gentile.jpg"},{"text":"I am particularly grateful for the research budget because it allows me to explore and pilot small risky ideas without needing to find funding for a fully-fledged pilot.","name":"Lexi Schubert","affiliation":"UBS Center Scholarship holder","picture":"assets/images/people/schubert.jpg"},{"text":"I applied to quite a lot of PhD programs across Europe and I found the University of Zurich to be my best option.","name":"Agustina Colonna","affiliation":"UBS Center Scholarship holder","picture":"assets/images/people/colonna.jpg"},{"text":"Your experience in a PhD program depends a lot on your peers, and everyone in our cohort gets along very well, which makes the learning environment very pleasant and motivating.","name":"Urša Krenk","affiliation":"UBS Center Scholarship holder","picture":"assets/images/people/krenk.jpg"},{"text":"There are valuable synergies to be exploited through interaction with other disciplines, and in particular with society. The UBS Center provides a valuable shared platform for doing so.","name":"Jean-Michel Benkert","affiliation":"First UBS Center Scholarship holder","picture":"assets/images/people/benkert.jpg"},{"text":"Zurich has a reputation as one of the best European departments with excellent researchers.","name":"Sebastian Dörr","affiliation":"UBS Center Scholarship holder","picture":"assets/images/people/doerr.jpg"}],"meta":null,"interviews":null,"register":null},{"type":"interviews","indent":null,"image":null,"title":"Interviews and features","togglable_text":null,"venue":null,"aside":null,"text":null,"list":null,"videos":null,"banner":null,"people":null,"testimonials":null,"meta":null,"interviews":[{"date":"2012-12-15","title":"First UBS Center Scholarship awarded","text":"### The UBS International Center of Economics in Society recently awarded its first UBS Center Scholarship. The recipient, Jean-Michel Benkert, will be investigating why people need incentives to complete tasks efficiently and behave in the interests of society.\n\nJean-Michel Benkert is fascinated by the abstract, by theory. “But a theory must have a practical use,” says the first recipient of the scholarship awarded by the UBS International Center of Economics in Society. Anyone who, like him, was a student during the financial crisis, is inclined to be skeptical about theories. After all, during the crisis many theories failed to deliver on what they had promised. As such, Benkert’s focus is always on finding practical solutions to problems.\n\nBefore this can happen, the first thing that needs to be done is to develop a concrete question from a theoretical idea. This is an art, and it requires discussion with others. That is why Benkert has now sought out the University of Zurich – because of the many like-minded people he has found there.\n\nIn addition to a critical mass of postgraduate students and researchers, Benkert also regards it as very important that there is a good level of supervision by professors. As a scholarship holder, he appreciates the independence that the UBS Center gives him. It gives him the opportunity to shape his ideas in an interdisciplinary environment. For him, the important thing is to take advantage of the entire research spectrum and to keep an inquiring mind. He therefore looks forward to the chance to exchange thoughts and ideas with leading figures from academia, the private and public sector at the events held by the UBS Center. “I think there are valuable synergies to be exploited through interaction with other disciplines, and in particular with society. The UBS Center provides a valuable shared platform for doing so,” says Benkert.\n\nWhat interests Benkert is how we can use game theory to find solutions that can be applied to the economy. How, for example, can tasks be distributed so that the objective is achieved? Especially when the interests of the person who is placing the order are not the same as the interests of the person who is carrying it out. Incentives are the lynchpin here, according to Benkert.","aside":[{"caption":"Ernst Fehr and Jean-Michel Benkert","image":"assets/images/scholarships/ss_benkert.jpg","title":null}]},{"date":"2013-09-15","title":"Three top students receive a UBS Center Scholarship","text":"### The UBS International Center of Economics in Society recently awarded this year’s UBS Center Scholarships to three top students who will enter the Zurich Graduate School of Economics in fall 2013.\n\nThe UBS International Center of Economics in Society provides full scholarships to top international students who wish to take up doctoral studies at the Zurich Graduate School of Economics (ZurichGSE) at the University of Zurich. This year’s scholarship recipients are Caroline Chuard, Sebastian Dörr, and Guangyu Pei, all of them very bright students with a lot of potential.\n\nWhen asked about the reasons for their decision to undertake their doctoral studies in Zurich, they all referred to the excellent reputation of the department.\n\nAnother reason is the fact that the department is dynamic and growing which offers interesting opportunities for upcoming young researches. The af¬liation with the UBS Center promises to create an active professional environment, offering a great platform to exchange opinions and research ideas.\n\n### Introducing Guangyu Pei (24 yrs, China)\nGuangyu Pei was born at a time when his home country China was experiencing unprecedented economic growth. With his dissertation project he aims to contribute answers to some of the main open questions about the political and economic system of China.\n\nWhat interests Pei is the unique political and economic system of China. The regionally decentralized authoritarian (RDA) system refers to the fact that central government controls personnel, while regional governments actually run the economy. Pei is curious about the implication of this unique RDA regime for the spectacular economy growth of China. In particular, the macroeconomic implication of this speci¬c political economy has not been studied seriously. Pei’s research will focus on this problem, considering the relationship between the form of the government and the macro performance of the economy in the case of China. He is convinced that only by understanding this phenomenon will it be possible to rationally evaluate the political system of China as well as its economic performance.\n\n### Introducing Sebastian Dörr (25 yrs, Germany)\nSebastian Dörr is motivated by the thought that he may in some way push the envelope and extend the boundary of knowledge. For his doctoral studies he wants to focus on international macroeconomics and finance. Dörr is interested in the effects of various frictions, such as sovereign risk or limited pledgeability, on the direction and magnitude of capital flows.\n\nGlobal finance has been on the rise for decades now, and the creation of the euro propelled financial integration. Many economists argue that capital flows play a crucial role especially in times of crisis – no matter if it is an emerging market crisis or sudden stops or the breakdown of banking systems in advanced economies, as witnessed during the great recession. The devastating effects of capital flows and their reversal can be seen in Europe today. While peripheral countries are stuck in recessions, asset prices in Germany and Switzerland are on the rise, at least in part because of massive capital inflows.\n\nFast capital reversals can threaten a financial system and the smooth-functioning of an economy – and with it pension funds, savings, and ultimately public finances. Dörr believes that a better understanding of the drivers and determinants of these flows can improve the stability and resilience of the financial system.\n\n### Introducing Caroline Chuard (23 yrs, Germany-Switzerland dual citizenship)\nCaroline Chuard is the first fast-track student to receive a UBS Center Scholarship, giving her the opportunity to enter the doctoral program with a bachelor’s degree. While the exact topic of her specific research field will only be decided at a later stage of her studies, Chuard has already defined a broader research field for her doctoral studies. During her internship at the Swiss National Bank she gained valuable insights into monetary policy which gave her an appetite for research in this direction. She would like to combine this research area with topics related to economic growth as she is fascinated about interdisciplinary research.\n\nWhen it comes to monetary policy we have seen – for example with the introduction of the minimum exchange rate – that it can form a basis for stability and security for a domestic economy. As such, monetary policy can be seen as the foundation for a prosperous economy and long lasting growth. Chuard believes that understanding the different factors influencing each other within an economy is a prerequisite to promote an environment that maximizes an economy’s welfare.","aside":[{"caption":"Class of 2013","image":"assets/images/scholarships/ss_students_2013.jpg","title":null},{"caption":"Guangyu Pei","image":"assets/images/scholarships/ss_pei.jpg","title":null},{"caption":"Sebastian Dörr","image":"assets/images/scholarships/ss_doerr.jpg","title":null},{"caption":"Caroline Chuard","image":"assets/images/scholarships/ss_chuard.jpg","title":null}]},{"date":"2014-11-15","title":"Selected for the 2014 Lindau Nobel Laureate Meeting","text":"### The 5th Lindau Meeting on Economic Sciences provided an open exchange of economic expertise and inspired cross-cultural and intergenerational encounters among economists from all over the world.\n\nFrom August 19 to 23, 18 Nobel Laureates and 460 young scientists had plenty of opportunity for an intensive exchange of ideas. Amongst the selected guest were also three UBS Center Scholarship holders: Jean-Michel Benkert, Caroline Chuard, and Sebastian Dörr. Caroline Chuard shared her impressions of the 5th Lindau Meeting in a short interview.\n\n**UBS Center:** Caroline, how did it feel to be invited to this renowned event?\n\n**Caroline Chuard:** It is a great feeling to be invited to such an event. This is a very unique chance for us, since the Lindau Meeting in Economics only takes place every three years.\n\n**UBS Center:** What were your personal goals for this event?\n\n**Caroline Chuard:** Since I am only at the beginning of my doctoral studies, I essentially was hoping to get an exclusive insight on the broad diversified research areas. In addition, I was looking forward to exchanging different views with the many international doctoral students on both a personal and a professional level to develop future ideas for my own career.\n\n**UBS Center:** What was your personal highlight of this event?\n\n**Caroline Chuard:** The program of the 5th Lindau Meeting in Economic Science was extremely varied and I therefore wouldn’t do the event justice by just choosing one specific highlight. Overall, it was a very special ex-perience to hear so many lectures by Nobel Prize winners and to get the chance to dine with them and speak about everyday topics. The whole event was very inspiring and I was motivated to come back to Zurich with great new insights.","aside":[{"caption":"Nobel Prize winner Joseph E. Stiglitz talking to a student at the 5th Lindau Meeting on Economic Sciences. © Lindau Nobel Laureate Meetings","image":"assets/images/scholarships/ss_lindau_2014.jpg","title":null}]},{"date":"2016-06-15","title":"Jean-Michel grants us a glimpse of his ride on the PhD roller coaster","text":"### Jean-Michel Benkert joined the UBS Center in 2012 as a PhD student at the Department of Economics. He was the first student to receive a UBS Center Scholarship for the Zurich Graduate School of Economics. At the time of this interview, Jean- Michel Benkert was a visiting student at Northwestern University, Illinois.\n\n**UBS Center:** Four years have passed since you were awarded the UBS Center Scholarship. When you look back now, what were your personal highlights?\n\n**Jean-Michel Benkert:** Well I guess right now is one of the highlights. The opportunity to visit Northwestern University is amazing, as it is one of the best departments in the world; experiencing that is certainly a personal highlight. More Zurich specific, the Lindau Nobel Laureate Meeting, which I was able to attend in 2014 along with the other UBS Center Scholarship holders, was impressive in terms of witnessing the Nobel laureates and also being able to talk to them and interact with them during dinner. Finally, more generally speaking, the experience of interacting with the visiting scholars in Zurich. When you have speakers over, this is something I appreciate a lot and it is always a highlight of the week and as such one of the highlights overall.\n\n**UBS Center:** What were the main challenges that you faced during the past years and how did you master them?\n\n**Jean-Michel Benkert:** What I was told and what I tell all the prospective or young students is that course work is relatively easy; it is hard work but it is a familiar setting. The hard part is the transition to research. Course work is just like what you had before, but doing research is just a new situation. The challenge here is to get good at self-management. I managed to get better at this by talking to the people who are more experienced, especially by speaking to my mentor and advisor. Every day in some sense is a challenge just by the virtue of doing research. You don’t know if a project is going to work out, so you have to try and work hard on it. And certainly one of the hardest moments was when I had to let go of a project that didn’t lead anywhere for the first time. And the challenge that I’m now facing is to come up with something that is good enough for a job market paper. As you said it’s been four years, I’m closer to the end than to the beginning and now it’s about trying to position myself on the academic market and that currently feels like the biggest challenge so far.\n\n**UBS Center:** You were the first UBS Center Scholarship holder and started in 2012 shortly after the creation of the center. Have you benefitted from having a UBS Center Scholarship?\n\n**Jean-Michel Benkert:** That’s an easy question to answer. Yes, I have benefitted tremendously. The most obvious advantage is that I have the option to teach classes while not having any obligations. The scholarship gives me the opportunity to dedicate myself fully to my research and course work. Also, what I really enjoy is that I am invited to all the UBS Center events. It is a great opportunity to interact with people, with whom I wouldn’t usually interact. For instance, I sat next to Peter Gottwald, the former German ambassador in Switzerland and Liechtenstein, at the dinner that followed the public lecture by Kenneth Rogoff in June 2015. Talking with him was incredibly interesting. That is a conversation I would have probably never have had and probably never will have again.\n\n**UBS Center:** What is your assessment on the build-up and the activities of the center?\n\n**Jean-Michel Benkert:** From the beginning, the center has been very successful at hosting outstanding public events, like the Forum. Recently, the center started hosting academic conferences with first-class speakers, and it has now also succeeded in contributing more directly to the academic environment of the department. In particular, the Economics Department has attracted top researchers to Zurich, which would not have been possible without the center. With these new people, there are now more researchers at the center and there seems to be a clear direction in terms of research focus with the people doing economics for society. The center has thus also helped to lay the foundation for a reputational gain for the department.\n\n**UBS Center:** What are you currently working on?\n\n**Jean-Michel Benkert:** Up to now, I have focused on the optimal design of economic institutions and their effect on people’s incentives. For instance, in joint work with my fellow student Igor Letina, we study how we should design tournaments that aim to foster research and innovation. These tournaments are inherently dynamic, that is, they typically take place over a longer period of time. We analyze how this dynamic nature of tournaments should optimally be taken into account in the design of research tournaments. For example, should there be multiple prizes to be won as the tournament progresses, and, if so, how should the value of these prizes evolve over time?\n\n**UBS Center:** Why did you choose to work on these specific topics?\n\n**Jean-Michel Benkert:** I am broadly interested in why people behave the way they do. I believe that the environment a person faces is central in determining his or her behavior. Thus, I try to better understand how different economic institutions affect people’s incentives and in what ways. The actual research questions I am pursuing originated from very different sources. I have a project in which I allow for the possibility that people are loss-averse. This project essentially evolved from a comment my mother made. She is a high school teacher and she once told me that she believes that rewards work better than punishments to incentivize students. This thought eventually developed into a project on the effect of loss-aversion on people’s incentives in trade situations.\n\n**UBS Center:** What advice would you give students who want to pursue a PhD in Economics?\n\n**Jean-Michel Benkert:** We just had the prospective students at the Department of Economics in Zurich and I talked to some of them. One of the things I told them is that you usually do your PhD from the age of roughly 24 to 30. This is a long and very important time of your life, not only in terms of your future career but also for your private life. What I mean is: try to give the PhD the importance it deserves, but don’t make it the only thing in your life. Also, try to enjoy the PhD roller coaster ride. Because there will be very good times and you should try to focus on these – or as somebody else told me – one of the best qualities you can develop is resistance to frustration or at least a high tolerance of frustration.","aside":[{"caption":"Jean- Michel Benkert obtained a B.A. in Business and Economics at the University of Basel at the age of 22. He then went to Barcelona where he completed the M.Sc. program in Economics and Finance at the Barcelona Graduate School of Economics. Benkert was the first student awarded a UBS Center Scholarship for the Zurich Graduate School of Economics in 2012. His research interests lie in the field of microeconomic theory, with an emphasis on behavioral theory and mechanism design. Benkert spent the last nine months at the Department of Economics at Northwestern University for which he received a mobility fellowship from the Swiss National Science Foundation (SNF).","image":"assets/images/scholarships/ss_benkert_2016.jpg","title":null}]},{"date":"2017-12-15","title":"Class of 2017","text":"### The UBS International Center welcomes four outstanding young talents as this year’s UBS Center Scholarship holders. They were selected from several hundred applicants to the Zurich Graduate School of Economics (Zurich GSE).\n\nWe sat down with the freshman doctoral students to talk about their motivation to obtain their degree in Zurich.\n\n**UBS Center:** Why did you choose to study economics?\n\n**Chiara Aina:** I did my bachelor and master studies mainly in management disciplines. I later realized how economics is a unique and versatile toolbox to better understand human interactions, thanks to a rigorous scientific approach.\n\n**Julian Teichgräber:** My greatest motivation for research in economics is to apply mathematical methods and creative economic thinking to assess which actions of agents lead best to our goals as a society.\n\n**UBS Center:** How did you find your way to the University of Zurich?\n\n**Christian Decker:** I chose to come to Zurich because I believe it is one of the leading economics departments in continental Europe. In recent years, many renowned researchers joined the faculty and there have been great efforts to improve the PhD program.\n\n**Ante Malenica:** One of my professors in Croatia told me about the UZH and the great opportunities it offers for studying. I remember him underlining how he admires the efforts put into further development made at the Econ department in Zurich.\n\n**UBS Center:** What is your research interest?\n\n**Chiara Aina:** I wish to learn more about the underlying motives of human behavior using an interdisciplinary approach. In particular, I am fascinated by how deviations from traditional microeconomic assumptions can better explain individual decisions and strategic interactions.\n\n**Christian Decker:** I like linking economic theory to real-world phenomena and data. In particular, I am interested in applications to industrial organization, information economics, and market design.\n\n**Ante Malenica:** I am interested in understanding the relationship between educational choices and labor market conditions, as well as labor market policies. Specifically, I think that youth unemployment is an issue of high importance in many European countries and that better understanding the forces behind it (including those related to educational choices) could help ameliorate this issue.\n\n**Julian Teichgräber:** I am interested in game theory and decision-making under uncertainty with applications to financial markets.\n\n**UBS Center:** What is the value to you of having received a UBS Center Scholarship?\n\n**Chiara Aina:** I am looking forward to the UBS Center events coming in the next months in which we have the opportunity to be exposed to an important network of scholars and professionals.\n\n**Ante Malenica:** The support of the UBS Center allows me to invest my time efficiently into studying and reading.\n\n**UBS Center:** What do you think of being a doctoral student at the Zurich Graduate School of Economics?\n\n**Ante Malenica:** The city of Zurich is charming and full of life. I especially enjoy the nature within and surrounding the city, with a lot of hiking routes at hand.\n\n**Julian Teichgräber:** What I like is that my fellow classmates have a great variety of skills and interests which enables us to learn from each other. Moreover, faculty are very open and always happy to discuss research ideas with us although the first year is mainly about receiving rigorous training in the core subjects.\n\n**UBS Center:** Do you have any piece of advice for other young students, considering doing their PhD in Zurich?\n\n**Christian Decker:** Start preparing for the application process well ahead of time. That is, do the required examinations (TOEFL, GRE) as early as possible so that you have time for a retake in case you are not satisfied with your results. Moreover, make sure professors know you well so that they are willing to write good recommendations for you.\n\nWe wish our new students great success for their ongoing studies.","aside":[{"caption":"Chiara Aina from Italy holds a Master’s degree in Economics from Bocconi University in Milan.","image":"assets/images/scholarships/ss_aina_2017.jpg","title":null},{"caption":"Christian Decker from Germany holds a Master’s degree in Economics from Bocconi University in Milan.","image":"assets/images/scholarships/ss_decker_2017.jpg","title":null},{"caption":"Ante Malenica from Croatia holds a Master’s degree in mathematics from the University of Zagreb and a Master’s degree in Economics from the University of Zurich.","image":"assets/images/scholarships/ss_malenica_2017.jpg","title":null},{"caption":"Julian Teichgräber from Germany holds a Master’s degree from the London School of Economics.","image":"assets/images/scholarships/ss_teichgraeber_2017.jpg","title":null}]},{"date":"2018-07-15","title":"Does finance cripple growth?","text":"### Ideally, the financial sector should channel funds towards the most productive firms. By screening and monitoring borrowers, banks are supposed to efficiently allocate capital across firms. In my dissertation, I show that banks are increasingly failing at this task. Instead, they provide more and more credit to unproductive firms and undermine economic growth.\n\nFollowing the introduction of new technologies and a wave of financial deregulation, banks expanded across the US on an unprecedented scale operating in only two branches in 1980, but sixteen in 2015. I show that expansion comes at a cost. When entering new markets, banks have no knowledge about the quality of new borrowers – they face asymmetric information. To overcome this friction, banks rely on secured lending: new borrowers must pledge collateral. As bank expansion exacerbates the problem of asymmetric information, it leads to an increase in credit supply for collateral-owning firms.\n\nUnfortunately, borrowers with collateral are often slow-growing firms with low investment rates and productivity. Bank expansion thus improves borrowing conditions for exactly the wrong type of firms. An ever-increasing share of resources is funneled towards inefficient firms, as it is no longer the most dynamic firms that receive credit, but firms that own collateral. I show that this reallocation of credit towards unproductive firms depresses aggregate productivity growth. Cities with more bank entry and, consequently, a stronger increase in secured lending see a decline in growth rates of productivity and GDP per capita. My work addresses the causes and consequences of secular stagnation and offers an explanation for the slow growth over the last two decades.\n\n### What comes next?\nI collected most of the data and have most of my main results, which I am currently reflecting in a first draft. Over the next couple of weeks, I will gather additional evidence on the underlying mechanism and present the project at various conferences.","aside":[{"caption":"Sebastian Dörr asks: \"How does the introduction of new technologies and the wave of financial deregulation affect the financial sector?\"","image":"assets/images/scholarships/ss_doerr_2018.jpg","title":null}]},{"date":"2018-07-15","title":"Employment effects on the health of newborns and mothers","text":"### Healthy mothers and babies: definitely a precondition for a good start in life. But does employment during pregnancy and the first year(s) of a baby’s life impact this? While pregnancy protection and parental leave policies and laws have been in place for a long time and with large differences between countries, there is little empirical evidence on these effects. Obviously, additional clarity on health outcomes of mother and child are relevant for the optimal design of family policies.\n\nIn my two research projects, I assess the impact of three policy reforms that each changed the length of parental leave in Austria, and how these impact the health of mothers and children. For example, mothers who gave birth in June 1990 had a parental leave of one year; from July 1990 this was extended to two years (and with other reforms in 1996 and 2000 shortened to 1.5 and extended to 2.5 years, respectively). These sharp cutoffs with respect to the birth month – basically, a random allocation – allow us to compare similar mothers on both sides of the threshold.\n\n### Disadvantaged mothers benefit from longer leave\nPreliminary findings suggest that mothers’ health improves when paid parental leave increases from one to two years. However, it also seems that parental leave can last too long, and actually decreases maternal mental health: This is the result of a comparison of mothers who could stay on parental leave for 2.5 vs 1.5 years. This effect pattern varies for different types of mothers and by characteristics of the child, meaning that mothers with unhealthy children (e.g. preterm births) continue to benefit from longer leave durations.\n\n### Working during pregnancy per se does not affect a newborn’s health\nIn another project based on the same data, I conclude that employment during pregnancy with the second child does not affect the newborn’s health, irrespective of characteristics of the mother, such as her socioeconomic status or the industry in which she works.\n\nBoth projects are key for designing family policies with multifold goals such as gender equity, fertility, and child development. The latter is especially interesting because it affects human capital, a key production factor, where identifying the reasons for inequalities in early childhood can help design smarter policies in the future.\n\n### What comes next?\nI will present the results of these studies at conferences and PhD workshops. I will also go on a short research visit for two months to LSE, where I hope to exchange ideas and get some more input.","aside":[{"caption":"Caroline Chuard asks: \"How does working during pregnancy affect the health of newborns? And how does the length of parental leave affect the health of new mothers?\"","image":"assets/images/scholarships/ss_chuard_2018.jpg","title":null}]},{"date":"2018-07-15","title":"Food waste and immoral labor markets","text":"### Being a nature lover, the core theme of my research is around sustainability. In one project, I address environmental aspects linked to food waste and investigate the psychological mechanism behind it. Another project combines economic and social aspects of sustainability, as we look into immoral labor markets.\n\n### Psychological depreciation and food waste\nApproximately one-third of the food produced worldwide is lost or wasted every year. Food waste is harmful to the environment and costly from the households’ perspective (e.g. the estimated average annual loss for a typical American four-person household is approximately $1,600). While there are many causes of food waste, research shows that explicit freshness information – such as date labels – plays an important role. We run a lab-in-the-field experiment on the campus of the University of Zurich where we vary whether participants receive a seven-day-old or a one-day-old sandwich, and whether they are informed about its production date. First, we find that individuals do not experience an objective taste difference between the old and the fresh sandwich. In addition, we test if disclosing the production date affects people’s experienced utility of consumption via the direct effect this information has on expectations. Surprisingly, even when knowing when the sandwich was produced, participants neither expect nor experience a different utility of consumption. It seems therefore that the disclosure of long storage duration does not induce any psychological depreciation of consumption utility.\n\n### Immoral labor markets\nThis research project covers a delicate topic – so let me start with a definition: Immorality is the violation of moral laws, norms, or standards. Corporate scandals regularly bring immoral work practices to light – manipulations of LIBOR rates and car emissions, misinformation by the tobacco and pharma industries, etc. Yet, there is also a labor market in these areas – but who is attracted to these jobs, and at what wage? We explore these questions with a combination of laboratory experiments, surveys, and the analysis of Swiss labormarket data. Amongst others, this allows us to determine the individuals’ aversion to acting immorally – respectively, the individuals who are more inclined to violate moral norms. In our experiment, these individuals are more likely to be hired and obtain higher wages when a job consists of an immoral task, while there is no difference when the labor market is neutral. In addition, we find that participants who behave immorally in the laboratory are more willing to work in industries that are perceived to be immoral. Finally, labor-market data further indicates that industries perceived as immoral offer higher wages.\n\n### What comes next?\nI plan to finish writing my doctoral thesis this summer.","aside":[{"caption":"Fanny Brun asks: \"How does the production date of food affect the utility of consumption and food waste? Who is attracted to immoral labor markets, and at what wage?\"","image":"assets/images/scholarships/ss_brun_2018.jpg","title":null}]},{"date":"2018-07-15","title":"Social mobility and disability insurance","text":"### The history of economic inequality\nEconomic inequality is on the rise, reaching levels similar to those at the end of the 19th century. The lack of intergenerational mobility is a very important aspect of inequality. Hence, decomposing mobility into its components is central to understanding inequality.\n\nIn a joint project with Joël Floris and Ulrich Woitek, we analyze social mobility of decennial citizenry cohorts of Zurich born between 1780 and 1870. We constructed a detailed microlevel data set on Zurich’s citizenry between 1794 and 1929 originating from the citizen’s directories and tax registries. This data set is unique for the period of the 19th century and allows us to answer a broad set of demographic questions.\n\nWe find that social mobility exhibited an inverted u-shape featuring a decline in the second half of the century. The decline coincides with the second industrial revolution and a shift of the occupational distribution towards upper middle class jobs. Moreover, Zurich emigrants tended to be both geographically and socially more mobile than nonmigrants. However, emigrants tended to exhibit downward mobility, which potentially points towards difficulties gaining a foothold in the country of destination.\n\n### Project on disability insurance systems\nIn another project, Andreas Haller and I compare two disability insurance systems. Disability insurance programs are growing considerably in many countries. On average, OECD countries spend almost three times more on disability insurance than on unemployment insurance. Policy makers therefore seek ways to reduce disability insurance expenditures. Providing incentives for recipients of disability insurance to return to work can reduce costs without reducing the insurance value itself.\n\nCurrently, disability insurance systems feature strong work disincentives: recipients lose most of their benefits if they earn above a certain ceiling (cash cliff). We analyze the effects of replacing this cash cliff with a benefit offset, which reduces benefits more gradually with higher income. A benefit offset might increase the labor supply of disability insurance recipients and thus reduce payments. However, disability insurance becomes more attractive, which induces entry. We show that the welfare effect crucially depends on two sufficient statistics: the earnings and the benefit take-up elasticity.\n\n### What comes next?\nWe are currently working on the disability insurance project, estimating the sufficient statistics for the U.S.","aside":[{"caption":"Giacomin Favre asks: \"What did social mobility look like in 19th century Zurich and what changed after the second industrial revolution? What are the right work incentives in disability insurance?\"","image":"assets/images/scholarships/ss_favre_2018.jpg","title":null}]},{"date":"2019-01-10","title":"Passion for economics","text":"### David Hémous recently received a prestigious grant from the European Research Council, while Urša Krenk just started her doctoral studies at the Zurich Graduate School of Economics. Although they are at different stages of their academic careers, they have one thing in common: their passion for economic research. They sat together to talk about their research interests and projects.\n\n*by Urša Krenk*\n\n**Urša Krenk:** First of all, congratulations on winning the ERC grant! But before we talk about the grant, could you tell me more generally about what your research focuses on?\n\n**David Hémous:** Sure. Generally, my research is about innovation and its role in the long-run trends in the economy. Specifically, I am interested in how innovation affects climate change policy, and in the relationship between innovation and inequality.\n\n**Urša:** Does the ERC grant you won touch upon these two topics as well?\n\n**David:** Yes, exactly. The goal of my research plan is to give a quantitative account of the two-way relationship that exists between income and automation. On the one hand, automation may affect income, because we replace workers with machines and that will reduce those workers’ wages. At the same time, however, one would also expect that wages affect the incentives to introduce automation innovations; if wages are higher, the incentive to introduce innovations of this type is greater, since they are going to reduce the firm’s cost. In this project, I aim to combine these two mechanisms with the final goal of finding answers to relevant policy questions. For example, I am interested in finding out whether an increase in the minimum wage in a country may or may not be canceled out in a couple of years through the effects of automation.\n\n**Urša:** How long is the horizon of the grant?\n\n**David:** It’s for five years. It’s almost a length of a PhD. Speaking of PhDs, what are your first impressions here?\n\n**Urša:** So far, so good, I would say. The first year involves mainly coursework and my classmates and I are currently taking compulsory courses in economic theory. These courses are quite difficult, but together, we are coping well with the challenges. I think your experience in a PhD program depends a lot on your peers, and everyone in our cohort gets along very well, which makes the learning environment very pleasant and motivating.\n\n**David:** And what kind of research would you eventually like to pursue?\n\n**Urša:** The general theme of my research so far has been how to design policies to empower historically disadvantaged groups of people. I have been particularly interested in studying how to reduce gender inequality. During my master’s, for instance, I co-authored a paper with another student in which we explored how modifying the format of multiple-choice tests impacts the gender test score gap. During my doctoral education, I would like to continue exploring interventions to address the gender performance gap.\n\nI also am interested in examining ways to reduce the incidence of intimate partner violence (IPV), which is both a cause and a consequence of gender inequality. For my master’s thesis, my colleagues and I analyzed demographic and health surveys data to examine the predictors of gender differences in perception of IPV in Rwanda. What we found striking was that in a lot of Sub-Saharan countries, including Rwanda, more women than men perceive IPV to be acceptable. This difference suggests the likely importance of descriptive and prescriptive norm perceptions and attitudes. Further, I am interested in how exposure to crime can influence people’s labor market outcomes.\n\nAs you can see, I like interdisciplinary work. So my future research topics will probably lie somewhere at the intersection of psychology, political science, and economics. Luckily, I still have some time to refine my research questions.","aside":[{"caption":"David Hémous holds the Professorship of Economics of Innovation and Entrepreneurship, endowed by the UBS Center. Hémous was awarded the EU’s coveted ERC Starting Grant in 2018, worth approx. 1.3 million euros for his project on economic growth and income inequality.","image":"assets/images/insights/2019_hemous_krenk_aside1.jpg","title":null},{"caption":"Urša Krenk is a UBS Center Scholarship holder who started her doctoral studies at the University of Zurich in 2018. In addition to her passion for economics, Urša successfully pursued the dog sport Agility – in 2009 she reached second place at the World Championships with her dog Lu – and she likes to travel the world, capturing her experiences in astounding pictures.","image":"assets/images/insights/2019_hemous_krenk_aside2.jpg","title":null}]},{"date":"2020-12-16","title":"Class of 2020","text":"### The UBS Center welcomes two outstanding young talents as this year’s UBS Center Scholarship holders. They were selected from several hundred applicants to the Zurich Graduate School of Economics (Zurich GSE). We asked the freshman doctoral students about their motivation to obtain their degree in Zurich.\n\n\n### Why did you choose to study economics?\n\n**Agustina Colonna:** I initially chose to study economics because I looked to work on a field where I could contribute to help solve the problem of inequalities in society, while I also appreciated math very much. Throughout my studies and working experience in economics, I have seen that working in this field offers the possibility to answer interesting questions on society and to provide policy recommendations while working with rigorous mathematical methods. This combination of topics and methods fits my interests and strengths very well.\n\n**Garyn Tan:** I'm interested in policy questions, and I think economics provides a useful (and rigorous) framework by which to evaluate many of the important issues that we face.\n\n### How did you find your way to the University of Zurich?\n\n**Agustina Colonna:** I applied to quite a lot of PhD programs across Europe and I found the University of Zurich to be my best option. When I came to the visit days in March, I found the environment very pleasant to work and study here, and the PhD students I talked to were very satisfied with the university. I am also very interested in the research of many of the faculty members.\n\n**Garyn Tan:** In 2018, I moved from my home in Melbourne to Amsterdam to do a Masters in Economics. During my studies, I became entangled with the notion of continuing with a PhD, and after attending the visiting day at the University of Zurich and meeting some of the faculty - I was sold! The lure of the mountains was also hard to ignore.\n\n### How does COVID-19 impact your research mobility?\n\n**Agustina Colonna:** The only implication the coronavirus crisis had for me was the uncertainty I experienced before coming to Zurich. Given that I was coming from Argentina, the visa process, getting a flight to come to Europe and finding a place to live was all a bit more complicated. However I am very happy it all worked out quite well in the end. The university was very helpful during the process.\n\n**Garyn Tan:** Most of our classes are online, and since most people are working from home, it's difficult to connect with other researchers.\n\n### What is your research interest?\n\n**Agustina Colonna:** Applied microeconomics. Especially impact evaluation of public policies and studies in the field of Economics of Education.\n\n**Garyn Tan:** I haven't entirely decided just yet, but broadly speaking, I'm interested in topics around structural macro trends and how they could impact us in the next few decades. For example, the impacts of increasing job polarization; the longer-term risks of persistently low interest rates; how economic policies can exacerbate inequality or lead to unexpected redistribution of resources.\n\n### What is the value to you of having received a UBS Center Scholarship?\n\n**Agustina Colonna:** I am extremely grateful to have received financial support of UBS Center for my studies. In first place, it means a great honor to have been chosen for this scholarship, as very few students are selected from each cohort. Secondly, without financial support these years I would not have been able to pursue a PhD at UZH, which is very important for the career path I wish to follow.\n\n**Garyn Tan:** The value of the scholarship to me is twofold. It feels edifying to be recognized for the hard work I've put in these past few years. Moreover, the scholarship also offers many opportunities for the future. The affiliation with the UBS Center will certainly be useful to connect with other researchers, and the scholarship is more than generous, such that I can more wholly devote my time to my studies and research.","aside":[{"caption":"Agustina Colonna","image":"assets/images/insights/2020_scholarship_holders_colonna.jpg","title":null},{"caption":"Garyn Tan","image":"assets/images/insights/2020_scholarship_holders_tan.jpg","title":null}]},{"date":"2022-12-15","title":"Class of 2022","text":"### With [Claudia Gentile](https://www.econ.uzh.ch/en/people/graduatestudents/gentile.html) and [Lexi Schubert](https://www.econ.uzh.ch/en/people/graduatestudents/schubert.html) the UBS Center has two new scholarship holders – both young talented women, who are devoting their dissertations to important economic issues: environmental policies and the psychological aspects of poverty. In this interview, the two talk about their passion for economics and the advantages of a research semester abroad.
\n\n\n**UBS Center: There are many places where you can study economics. Why did you choose the Department of Economics at the University of Zurich for your PhD?**\n\n**Claudia Gentile:** I received offers from several PhD programs at the end of my master. I chose the University of Zurich for my PhD because of the quality of the PhD Program and the research expertise of the Department’s faculty. I was particularly interested in the research topics my PhD advisors, Professors David Hémous and Florian Scheuer, work on. The visiting days organized by the Department for prospective PhD students also allowed me to appreciate the positive, stimulating, and collaborative research environment at the Department of Economics, which further convinced me this was the right place for my PhD.\n\n**What are you most fascinated by when it comes to economic topics?**\n\n**Claudia:** Most economic topics are concerned with improving welfare. I have always been fascinated by the diversity of aspects to consider when studying how to improve welfare. For example, environmental economics studies how to limit the expected severe negative effects of climate change on welfare. This encompasses analyzing a wide range of issues, which goes from studying the market failures that prevent correct pricing of environmental externalities, to analyzing environmental policies and their political feasibility, up to building on climate models in order to study how the climate and the economy jointly evolve in response to policies.\n\n**Lexi Schubert:** Economics often gets a bad rep as being only about profit maximization or being the dismal science because we acknowledge scarcity and constraints. But if you combine both of those aspects in the right way, you get something really cool: how can we use what we know about decision-making to allocate scarce resources in a way that maximizes utility (aka happiness)? I try to tackle these kinds of questions by studying the “psychology of poverty”, which lies in the intersection of behavioral and development economics. In my projects, I investigate the role of “invisible” biopsychological factors such as chronic pain or mental health in economic decision-making. This is linked to poverty by either studying income-related decisions (like saving for retirement or investments in education) or studying low-income individuals directly. Examples of biopsychological factors include chronic pain, mental illnesses, or brain architectures that lead to innate biases. At the same time, it is of course also plausible economic conditions themselves – like poverty or technological change – affect physical and mental well-being and thereby our ability to make good economic decisions. Understanding these causal chains and intricate feedback loops is crucial to improving welfare.\n\n**Lexi, you wrote a paper on the benefit of a basic retirement savings program? What was your driver for writing the paper and what are the key takeaways?**\n\n**Lexi:** My co-authors and I started working on this project a while ago when we were all still living in the US. It was borne out of two concrete observations: First, we were startled by this stylized fact that a quarter of all Americans aged 55 and older had NO retirement savings at all. Second, there is a huge difference in the types of retirement programs that are predominant in the United States vs. European countries. We wanted to understand the implications of an assisted savings program (akin to “Säule 1–3” in Switzerland) where individuals are “forced” to save at least some of their income relative to a private savings program where individuals can freely decide how much to consume or save with all of their income (imagine a world with only “Säule 3” in Switzerland). To abstract away from any confounders that would exist in observational data (such as different cultures or income levels), we set out to answer this question with a lab experiment.\n\nIn our miniature lab economy, we find that individuals on assisted savings programs indeed fare better than those who have to save privately. Individuals that receive support are able to better smooth consumption across their lab lifetime. We are able to link the suboptimal consumption behavior to “compound interest bias,” which means that individuals underestimate how much savings will grow thanks to compound interest – even when only tiny amounts are saved at the beginning.\n\n**Claudia, you are currently in the US for a research semester abroad. What are you currently working on and are you collaborating with researchers at Yale University?**\n\n**Claudia:** I am working on my main research project which studies clean growth and optimal environmental policies to foster the transition towards clean energy technologies. My research project has particularly benefited from ample discussions with my host professors at Yale, Michael Peters and Fabrizio Zilibotti, and with other Faculty and PhD students that work on related topics. Furthermore, I have particularly benefited from participating in research seminars and courses both at the Yale Economics Department and at the Yale School of the Environment.\n\n**Where can you benefit from valuable overlaps between Yale and Zurich?**\n\n**Claudia:** There are close contacts between some of the Faculty at the University of Zurich and some of the Faculty at the University of Yale, which creates a connected research environment that can benefit PhD students. There are excellent professors working on clean growth and environmental topics both at the University of Zurich and at Yale University, which makes it a perfect overlap for PhD students who want to work on such topics.\n\n**Lexi, you’ll be going abroad next year. What are the benefits of spending a semester abroad and what are you looking forward to?**\n\n**Lexi:** I am very excited to visit MIT’s Department of Economics next year. My research interests align closely with the topics studied by their development group, and they are known for having pioneered the randomized control trials and field experiments – tools I plan to use in own my research. My MIT host professor Frank Schilbach, in particular, has done groundbreaking work in the field of psychology of poverty. He marries psychology and economics in lab-in-the-field experiments in India studying relevant topics like alcohol, sleep, or loneliness. Being able to receive feedback from him will be very beneficial to shaping my current projects. Additionally, one of my co-authors (on a project that was borne out of a recent summer school) is a graduate student at MIT. Not having to work around time differences or having to put up zoom whiteboards will make collaborating much easier!\n\nOverall, I am very much looking forward to immersing myself in the research culture there, attending seminars and conferences and engaging with fellow graduate students to build my international network.\n\n**Claudia:** I agree. In my opinion, the main benefit of doing a research semester abroad is getting in contact with a larger network of researchers, with whom I can exchange ideas, collaborate, and provide feedback on each other’s work. Meeting and discussing ideas and research projects with a large network of people is a crucial ingredient for progress in research. In addition, thanks to the increased use of technologies that allow working remotely I was also able to keep participating in research group meetings and one-to-one meetings with the faculty and other PhD students in Zurich, thus reaping the benefits of both worlds.\n\n**You are already advanced in your doctoral studies. What does the UBS Center Scholarship mean to you?**\n\n**Lexi:** The UBS Center scholarships enables me to dedicate more of my time to research. I am particularly grateful for the research budget because it allows me to explore and pilot small risky ideas without needing to find funding for a fully-fledged pilot (which is usually is complicated undertaking). Besides satisfying academic curiosity, these insights gained from mini-pilots help with honing the research question and can inform better designs for a more serious pilot. This type of exploratory qualitative work has proven to be so useful that I am even re-purposing the tuition reimbursement (that was also part of the scholarship) for additional qualitative data collection in one of my projects.\n\n**Claudia:** First of all, it provides me with some funding that I can use to buy data for my research projects. Secondly, it reduces my teaching load for the next year, which will allow me to devote more time to research and be better prepared for the Academic Job Market next year. Finally, I think that being affiliated with the UBS Center will allow me to get in contact with more researchers and closely take part in the UBS Center’s activities.","aside":[{"caption":"Claudia Gentile","image":"assets/images/insights/2022_scholarship_holders_aside_gentile.jpg","title":null},{"caption":"Lexi Schubert","image":"assets/images/insights/2022_scholarship_holders_aside_schubert.jpg","title":null}]},{"date":"2024-04-13","title":"Class of 2024","text":"### We are delighted to introduce Marcel Caesmann as our new UBS Center Scholarship holder. Marcel holds a BA in Sociology, Politics and Economics from the Zeppelin University in Friedrichshafen and an MSc in Economic History from the London School of Economics and Political Science (LSE). In 2020, he joined the Department of Economics’ Zurich Graduate School of Economics. Marcel is currently a visiting PhD Researcher at UC Berkeley. His research interests lie in Economic History, Political Economy, and Cultural Economics.\n\n**What inspired you to pursue research in economic history, and how do you see your work contributing to our understanding of contemporary economic challenges?**\n\nMy fascination for Economic History stems from a deep curiosity about how economic circumstances and societies coevolve over time. From an academic perspective, I believe that taking a historical approach offers two major advantages. First, it allows us to observe long-term outcomes and study the lasting or transient effects of shocks, providing a deeper understanding of the underlying drivers of societal and economic change. Second, historical events often present intriguing natural experiments that can be leveraged to isolate and examine key causal factors through empirical analysis.\n\nFor example, when trying to understand the effects of protest marches on political outcomes in the modern era, it is extremely challenging due to the rapid spread of information through news and social media within seconds, making it unclear who directly observes or indirectly learns about the march. In a project with Bruno Caprettini, Hans-Joachim Voth, and David Yanagizawa-Drott, we go back in time to study the impact of Nazi marches on political polarization in 1932 Hamburg. This historical context enabled us to better measure direct exposure to the protest marches and trace how news spread through existing social networks at that time. Uncovering the underlying mechanisms of how protests can persuade or alienate, and how information disseminates through social networks, is highly relevant for comprehending the effects of contemporary protests.\n\n**Can you discuss a particularly intriguing or surprising finding from your research, and how it challenges or reshapes existing narratives in economic history?**\n\nThere is a vast literature demonstrating how crucial religious identity is for various economic and social behaviors, ranging from investments in human capital and innovation to conflict and persecution. In economics, we often treat religious identities as static and given. However, my research reveals that religious markers of identity can be surprisingly malleable over time. In one of my projects, I study how distinct Catholic and Protestant religious identities developed in Early Modern Germany. Surprisingly, for the first few decades after the Protestant Reformation began, Catholics and Protestants shared many similarities. Conversions were frequent, trade and intermarriage across religious boundaries continued, indicating a significant degree of fluidity between the two groups. However, if we fast-forward 200 to 300 years, Protestants and Catholics seemed to inhabit distinct worlds, even when geographically proximate. They displayed strong differences in naming patterns, reading materials, and an almost complete absence of conversions and intermarriages.\n\nMy project aims to understand the factors that drove this dramatic shift, leading to the strong differentiation and polarization between the two confessions. By tracing these dynamics, we can gain insights into the underlying mechanisms that underpin polarization processes and their short-, medium-, and long-term economic consequences. This challenges the notion of religious identities as static, highlighting their potential for remarkable transformation and the profound impacts such shifts can have on societies and economies.\n\n**You are currently in the US for a research semester abroad. What are you working on these days and how does your stay at UC Berkeley help your research?**\n\nDuring my research semester abroad at UC Berkeley, I continue to make progress on my main project examining the evolution of religious identities and polarization dynamics. This stay is proving tremendously beneficial, providing ample opportunities for insightful discussions with my host professor, Gérard Roland, as well as other faculty and PhD students working on related topics in economic history and political economy. Berkeley hosts a vibrant community of researchers in these fields, creating a truly inspiring environment. The regular seminars and frequent visits by leading scholars allow me to expand my international network and stay abreast of the latest frontiers in my areas of interest. Moreover, being based in California enables me to participate in nearby conferences and workshops, further amplifying my exposure to world-class researchers. Just last week, I had the opportunity to present my research at the ASREC conference at Chapman University, and in a few weeks, I will be participating in a workshop on Economic History at Stanford. These events are instrumental in receiving constructive feedback, sparking new ideas, and growing my professional network.\n\n**Where can you benefit from valuable overlaps between Berkeley and Zurich?**\n\nThe close ties between Berkeley and Zurich have greatly facilitated my integration into the Department here. These valuable connections exist at multiple levels. On one hand, the strong relationships between faculty members have opened many doors for me, ensuring that I feel fully welcomed and supported during my time at Berkeley. On the other hand, there are several PhD students at Berkeley who were previously my pre-doc colleagues in Zurich. This familiarity has helped me connect more easily with the doctoral student community, allowing me to explore potential collaborations and benefit from their insights and perspectives.\n\n**You are already advanced in your doctoral studies. What does the UBS Center Scholarship mean to you?**\n\nFirst and foremost, the UBS Center Scholarship serves as a great recognition for the progress I have made so far and provides a tremendous motivational boost to continue striving towards producing cutting-edge research in my field. It also opens doors to connect with a broader network of researchers and participate in the UBS Center’s activities, which can be an invaluable source of inspiration for identifying topics that are relevant and impactful for society. Beyond this, the material benefits of the scholarship are immensely valuable. The reduction in teaching load allows me to dedicate more focused time and energy towards advancing my research agenda. Furthermore, I am especially grateful for the research budget, as it enables me to scale up the collection and processing of large amounts of archival data that form the foundation of my work.","aside":[{"caption":"Marcel Caesmann","image":"assets/images/insights/2024_marcel_caesmann_scholarship_aside.jpg","title":null}]}],"register":null},{"type":"text","indent":null,"image":null,"title":"Value and duration","togglable_text":null,"venue":null,"aside":null,"text":"The UBS Center Scholarship goes toward the attainment of a doctorate as part of the Graduate School of Economics at the University of Zurich. The UBS graduate fellowship will be for one year in the first instance, and is renewable (depending on performance). The UBS Center Scholarships are full scholarships, covering living expenses and all fees. Nothing will change for you, except that the UBS Center will also pay your tuition fees. Scholarship holders are free to choose their supervisor and have no mandatory duties beyond their doctorate. The teaching load is 50% of the load of other (regular) students. Each scholarship holder will receive CHF 5,000 of research funds.","list":null,"videos":null,"banner":null,"people":null,"testimonials":null,"meta":null,"interviews":null,"register":null},{"type":"image","indent":null,"image":"assets/images/scholarships/ss_wide.jpg","title":null,"togglable_text":null,"venue":null,"aside":null,"text":null,"list":null,"videos":null,"banner":null,"people":null,"testimonials":null,"meta":null,"interviews":null,"register":null},{"type":"text","indent":null,"image":null,"title":"Eligibility and selection criteria","togglable_text":null,"venue":null,"aside":null,"text":"Scholarships are open to PhD students at the Graduate School of Economics, they are awarded to candidates on the grounds of outstanding academic merit.. While preference may be given to students whose research plans include areas of interest of the UBS Center of Economics in Society, applications from all areas are welcomed.\n\nOver the last 10 years, the UBS Center has generously funded numerous graduate fellowships. From 2022 onwards, we are changing the focus of the program, switching away from grants to incoming students, and towards one targeted at students in higher years. We encourage outstanding students to apply to the UBS scholarships.\n\nWhile students in their second and fourth years are eligible to apply, the target group is students who are currently in their third year, who will start receiving the funding at the beginning of their fourth year. And while the scholarship is awarded for one year and is subsequently renewable, we anticipate that most students who receive the scholarship will be renewed for the second year. This means that the award will typically be for two years, though this also requires continued excellence and progress during the award period. So, while there are potentially exceptions, the structure of the scholarship will primarily consist of support during the fourth and fifth years of the program.","list":null,"videos":null,"banner":null,"people":null,"testimonials":null,"meta":null,"interviews":null,"register":null},{"type":"text","indent":null,"image":null,"title":"Further information","togglable_text":null,"venue":null,"aside":null,"text":"In case of further questions about the UBS Center Scholarships please contact us through [scholarship@ubscenter.uzh.ch](mailto:scholarship@ubscenter.uzh.ch)","list":null,"videos":null,"banner":null,"people":null,"testimonials":null,"meta":null,"interviews":null,"register":null}]},"pageDe":{"title":"Stipendien","sections":[{"type":"text","indent":null,"image":null,"title":"Intro","togglable_text":null,"venue":null,"aside":[{"caption":null,"image":"assets/images/scholarships/ss_aside.jpg","title":null}],"text":"### Das UBS Center ist eine zentrale Förderinstitution für akademische Spitzentalente an der Graduate School of Economics der Universität Zürich.\n\nDie UBS Center Scholarships sind Stipendien, die jedes Jahr an herausragende Doktoranden der Graduate School of Economics des Departement of Economics der Universität Zürich vergeben werden. Wir haben eine [aktuelle Liste](/de/forschung.html#scholarshipHolders) der UBS Center Stipendiaten auf unserer Webseite. Durch die Finanzierung neuer Stiftungsprofessuren am Departement of Economics schafft das UBS Center zudem über das Stipendienprogramm hinaus zusätzliche Doktorandenstellen für talentierte Nachwuchsforscher. Damit wird sichergestellt, dass die Zurich Graduate School of Economics eine kritische Masse an jungen Spitzenkräften erreicht, um eine international führende Graduiertenschule mit einem attraktiven Forschungsumfeld zu schaffen. Durch die Stärkung der Universität Zürich als internationaler Anziehungspunkt für junge akademische Talente will das UBS Center auch die Position des Bildungs- und Wirtschaftsstandortes Schweiz weiter ausbauen. Denn Investitionen in Hochschulbildung und Forschung sind ein Schlüsselfaktor, um den wirtschaftlichen Wohlstand in entwickelten Volkswirtschaften langfristig zu erhalten und weiter auszubauen.","list":null,"videos":null,"banner":null,"people":null,"testimonials":null,"meta":null,"interviews":null,"register":null},{"type":"testimonials","indent":null,"image":null,"title":"Was unsere Stipendianten sagen","togglable_text":null,"venue":null,"aside":null,"text":null,"list":null,"videos":null,"banner":null,"people":null,"testimonials":[{"text":"Das UBS Center Stipendium ist eine grossartige Anerkennung für die Fortschritte, die ich bisher gemacht habe, und ein enormer Motivationsschub, um weiterhin Spitzenforschung auf meinem Gebiet zu betreiben.","name":"Marcel Caesmann","affiliation":"UBS Center Stipendiant","picture":"assets/images/people/caesmann.jpg"},{"text":"Ich war besonders an den Forschungsthemen interessiert, mit denen sich meine Doktorväter, die Professoren David Hémous und Florian Scheuer, beschäftigen.","name":"Claudia Gentile","affiliation":"UBS Center Stipendiantin","picture":"assets/images/people/gentile.jpg"},{"text":"Ich bin besonders dankbar für das Forschungsbudget, weil es mir die Möglichkeit gibt, kleine risikoreiche Ideen zu erforschen und zu testen, ohne dass ich eine Finanzierung für ein vollwertiges Pilotprojekt finden muss.","name":"Lexi Schubert","affiliation":"UBS Center Stipendiantin","picture":"assets/images/people/schubert.jpg"},{"text":"Ich habe mich bei einer ganzen Reihe von PhD-Programmen in ganz Europa beworben, und die Universität Zürich hat sich für mich als beste Option erwiesen.","name":"Agustina Colonna","affiliation":"UBS Center Stipendiatin","picture":"assets/images/people/colonna.jpg"},{"text":"Deine Erfahrung in einem Doktorandenprogramm hängt stark von den Kollegen ab und alle in unserer Kohorte kommen sehr gut miteinander aus, was die Lernsituation sehr angenehm und motivierend macht.","name":"Urša Krenk","affiliation":"UBS Center Stipendiantin","picture":"assets/images/people/krenk.jpg"},{"text":"Es gibt wertvolle Synergien, die durch die Interaktion mit anderen Disziplinen und insbesondere mit der Gesellschaft genutzt werden können. Das UBS Center bietet dafür eine wertvolle gemeinsame Plattform.","name":"Jean-Michel Benkert","affiliation":"Erster UBS Center Stipendiant","picture":"assets/images/people/benkert.jpg"},{"text":"Zürich gilt als eines der besten europäischen Institute mit exzellenten Forschern.","name":"Sebastian Dörr","affiliation":"UBS Center Stipendiant","picture":"assets/images/people/doerr.jpg"}],"meta":null,"interviews":null,"register":null},{"type":"interviews","indent":null,"image":null,"title":"Interviews und Reportagen","togglable_text":null,"venue":null,"aside":null,"text":null,"list":null,"videos":null,"banner":null,"people":null,"testimonials":null,"meta":null,"interviews":[{"date":"2012-12-15","title":"First UBS Center Scholarship awarded","text":"### The UBS International Center of Economics in Society recently awarded its first UBS Center Scholarship. The recipient, Jean-Michel Benkert, will be investigating why people need incentives to complete tasks efficiently and behave in the interests of society.\n\nJean-Michel Benkert is fascinated by the abstract, by theory. “But a theory must have a practical use,” says the first recipient of the scholarship awarded by the UBS International Center of Economics in Society. Anyone who, like him, was a student during the financial crisis, is inclined to be skeptical about theories. After all, during the crisis many theories failed to deliver on what they had promised. As such, Benkert’s focus is always on finding practical solutions to problems.\n\nBefore this can happen, the first thing that needs to be done is to develop a concrete question from a theoretical idea. This is an art, and it requires discussion with others. That is why Benkert has now sought out the University of Zurich – because of the many like-minded people he has found there.\n\nIn addition to a critical mass of postgraduate students and researchers, Benkert also regards it as very important that there is a good level of supervision by professors. As a scholarship holder, he appreciates the independence that the UBS Center gives him. It gives him the opportunity to shape his ideas in an interdisciplinary environment. For him, the important thing is to take advantage of the entire research spectrum and to keep an inquiring mind. He therefore looks forward to the chance to exchange thoughts and ideas with leading figures from academia, the private and public sector at the events held by the UBS Center. “I think there are valuable synergies to be exploited through interaction with other disciplines, and in particular with society. The UBS Center provides a valuable shared platform for doing so,” says Benkert.\n\nWhat interests Benkert is how we can use game theory to find solutions that can be applied to the economy. How, for example, can tasks be distributed so that the objective is achieved? Especially when the interests of the person who is placing the order are not the same as the interests of the person who is carrying it out. Incentives are the lynchpin here, according to Benkert.","aside":[{"caption":"Ernst Fehr and Jean-Michel Benkert","image":"assets/images/scholarships/ss_benkert.jpg","title":null}]},{"date":"2013-09-15","title":"Three top students receive a UBS Center Scholarship","text":"### The UBS International Center of Economics in Society recently awarded this year’s UBS Center Scholarships to three top students who will enter the Zurich Graduate School of Economics in fall 2013.\n\nThe UBS International Center of Economics in Society provides full scholarships to top international students who wish to take up doctoral studies at the Zurich Graduate School of Economics (ZurichGSE) at the University of Zurich. This year’s scholarship recipients are Caroline Chuard, Sebastian Dörr, and Guangyu Pei, all of them very bright students with a lot of potential.\n\nWhen asked about the reasons for their decision to undertake their doctoral studies in Zurich, they all referred to the excellent reputation of the department.\n\nAnother reason is the fact that the department is dynamic and growing which offers interesting opportunities for upcoming young researches. The af¬liation with the UBS Center promises to create an active professional environment, offering a great platform to exchange opinions and research ideas.\n\n### Introducing Guangyu Pei (24 yrs, China)\nGuangyu Pei was born at a time when his home country China was experiencing unprecedented economic growth. With his dissertation project he aims to contribute answers to some of the main open questions about the political and economic system of China.\n\nWhat interests Pei is the unique political and economic system of China. The regionally decentralized authoritarian (RDA) system refers to the fact that central government controls personnel, while regional governments actually run the economy. Pei is curious about the implication of this unique RDA regime for the spectacular economy growth of China. In particular, the macroeconomic implication of this speci¬c political economy has not been studied seriously. Pei’s research will focus on this problem, considering the relationship between the form of the government and the macro performance of the economy in the case of China. He is convinced that only by understanding this phenomenon will it be possible to rationally evaluate the political system of China as well as its economic performance.\n\n### Introducing Sebastian Dörr (25 yrs, Germany)\nSebastian Dörr is motivated by the thought that he may in some way push the envelope and extend the boundary of knowledge. For his doctoral studies he wants to focus on international macroeconomics and finance. Dörr is interested in the effects of various frictions, such as sovereign risk or limited pledgeability, on the direction and magnitude of capital flows.\n\nGlobal finance has been on the rise for decades now, and the creation of the euro propelled financial integration. Many economists argue that capital flows play a crucial role especially in times of crisis – no matter if it is an emerging market crisis or sudden stops or the breakdown of banking systems in advanced economies, as witnessed during the great recession. The devastating effects of capital flows and their reversal can be seen in Europe today. While peripheral countries are stuck in recessions, asset prices in Germany and Switzerland are on the rise, at least in part because of massive capital inflows.\n\nFast capital reversals can threaten a financial system and the smooth-functioning of an economy – and with it pension funds, savings, and ultimately public finances. Dörr believes that a better understanding of the drivers and determinants of these flows can improve the stability and resilience of the financial system.\n\n### Introducing Caroline Chuard (23 yrs, Germany-Switzerland dual citizenship)\nCaroline Chuard is the first fast-track student to receive a UBS Center Scholarship, giving her the opportunity to enter the doctoral program with a bachelor’s degree. While the exact topic of her specific research field will only be decided at a later stage of her studies, Chuard has already defined a broader research field for her doctoral studies. During her internship at the Swiss National Bank she gained valuable insights into monetary policy which gave her an appetite for research in this direction. She would like to combine this research area with topics related to economic growth as she is fascinated about interdisciplinary research.\n\nWhen it comes to monetary policy we have seen – for example with the introduction of the minimum exchange rate – that it can form a basis for stability and security for a domestic economy. As such, monetary policy can be seen as the foundation for a prosperous economy and long lasting growth. Chuard believes that understanding the different factors influencing each other within an economy is a prerequisite to promote an environment that maximizes an economy’s welfare.","aside":[{"caption":"Class of 2013","image":"assets/images/scholarships/ss_students_2013.jpg","title":null},{"caption":"Guangyu Pei","image":"assets/images/scholarships/ss_pei.jpg","title":null},{"caption":"Sebastian Dörr","image":"assets/images/scholarships/ss_doerr.jpg","title":null},{"caption":"Caroline Chuard","image":"assets/images/scholarships/ss_chuard.jpg","title":null}]},{"date":"2014-11-15","title":"Selected for the 2014 Lindau Nobel Laureate Meeting","text":"### The 5th Lindau Meeting on Economic Sciences provided an open exchange of economic expertise and inspired cross-cultural and intergenerational encounters among economists from all over the world.\n\nFrom August 19 to 23, 18 Nobel Laureates and 460 young scientists had plenty of opportunity for an intensive exchange of ideas. Amongst the selected guest were also three UBS Center Scholarship holders: Jean-Michel Benkert, Caroline Chuard, and Sebastian Dörr. Caroline Chuard shared her impressions of the 5th Lindau Meeting in a short interview.\n\n**UBS Center:** Caroline, how did it feel to be invited to this renowned event?\n\n**Caroline Chuard:** It is a great feeling to be invited to such an event. This is a very unique chance for us, since the Lindau Meeting in Economics only takes place every three years.\n\n**UBS Center:** What were your personal goals for this event?\n\n**Caroline Chuard:** Since I am only at the beginning of my doctoral studies, I essentially was hoping to get an exclusive insight on the broad diversified research areas. In addition, I was looking forward to exchanging different views with the many international doctoral students on both a personal and a professional level to develop future ideas for my own career.\n\n**UBS Center:** What was your personal highlight of this event?\n\n**Caroline Chuard:** The program of the 5th Lindau Meeting in Economic Science was extremely varied and I therefore wouldn’t do the event justice by just choosing one specific highlight. Overall, it was a very special ex-perience to hear so many lectures by Nobel Prize winners and to get the chance to dine with them and speak about everyday topics. The whole event was very inspiring and I was motivated to come back to Zurich with great new insights.","aside":[{"caption":"Nobel Prize winner Joseph E. Stiglitz talking to a student at the 5th Lindau Meeting on Economic Sciences. © Lindau Nobel Laureate Meetings","image":"assets/images/scholarships/ss_lindau_2014.jpg","title":null}]},{"date":"2016-06-15","title":"Jean-Michel grants us a glimpse of his ride on the PhD roller coaster","text":"### Jean-Michel Benkert joined the UBS Center in 2012 as a PhD student at the Department of Economics. He was the first student to receive a UBS Center Scholarship for the Zurich Graduate School of Economics. At the time of this interview, Jean- Michel Benkert was a visiting student at Northwestern University, Illinois.\n\n**UBS Center:** Four years have passed since you were awarded the UBS Center Scholarship. When you look back now, what were your personal highlights?\n\n**Jean-Michel Benkert:** Well I guess right now is one of the highlights. The opportunity to visit Northwestern University is amazing, as it is one of the best departments in the world; experiencing that is certainly a personal highlight. More Zurich specific, the Lindau Nobel Laureate Meeting, which I was able to attend in 2014 along with the other UBS Center Scholarship holders, was impressive in terms of witnessing the Nobel laureates and also being able to talk to them and interact with them during dinner. Finally, more generally speaking, the experience of interacting with the visiting scholars in Zurich. When you have speakers over, this is something I appreciate a lot and it is always a highlight of the week and as such one of the highlights overall.\n\n**UBS Center:** What were the main challenges that you faced during the past years and how did you master them?\n\n**Jean-Michel Benkert:** What I was told and what I tell all the prospective or young students is that course work is relatively easy; it is hard work but it is a familiar setting. The hard part is the transition to research. Course work is just like what you had before, but doing research is just a new situation. The challenge here is to get good at self-management. I managed to get better at this by talking to the people who are more experienced, especially by speaking to my mentor and advisor. Every day in some sense is a challenge just by the virtue of doing research. You don’t know if a project is going to work out, so you have to try and work hard on it. And certainly one of the hardest moments was when I had to let go of a project that didn’t lead anywhere for the first time. And the challenge that I’m now facing is to come up with something that is good enough for a job market paper. As you said it’s been four years, I’m closer to the end than to the beginning and now it’s about trying to position myself on the academic market and that currently feels like the biggest challenge so far.\n\n**UBS Center:** You were the first UBS Center Scholarship holder and started in 2012 shortly after the creation of the center. Have you benefitted from having a UBS Center Scholarship?\n\n**Jean-Michel Benkert:** That’s an easy question to answer. Yes, I have benefitted tremendously. The most obvious advantage is that I have the option to teach classes while not having any obligations. The scholarship gives me the opportunity to dedicate myself fully to my research and course work. Also, what I really enjoy is that I am invited to all the UBS Center events. It is a great opportunity to interact with people, with whom I wouldn’t usually interact. For instance, I sat next to Peter Gottwald, the former German ambassador in Switzerland and Liechtenstein, at the dinner that followed the public lecture by Kenneth Rogoff in June 2015. Talking with him was incredibly interesting. That is a conversation I would have probably never have had and probably never will have again.\n\n**UBS Center:** What is your assessment on the build-up and the activities of the center?\n\n**Jean-Michel Benkert:** From the beginning, the center has been very successful at hosting outstanding public events, like the Forum. Recently, the center started hosting academic conferences with first-class speakers, and it has now also succeeded in contributing more directly to the academic environment of the department. In particular, the Economics Department has attracted top researchers to Zurich, which would not have been possible without the center. With these new people, there are now more researchers at the center and there seems to be a clear direction in terms of research focus with the people doing economics for society. The center has thus also helped to lay the foundation for a reputational gain for the department.\n\n**UBS Center:** What are you currently working on?\n\n**Jean-Michel Benkert:** Up to now, I have focused on the optimal design of economic institutions and their effect on people’s incentives. For instance, in joint work with my fellow student Igor Letina, we study how we should design tournaments that aim to foster research and innovation. These tournaments are inherently dynamic, that is, they typically take place over a longer period of time. We analyze how this dynamic nature of tournaments should optimally be taken into account in the design of research tournaments. For example, should there be multiple prizes to be won as the tournament progresses, and, if so, how should the value of these prizes evolve over time?\n\n**UBS Center:** Why did you choose to work on these specific topics?\n\n**Jean-Michel Benkert:** I am broadly interested in why people behave the way they do. I believe that the environment a person faces is central in determining his or her behavior. Thus, I try to better understand how different economic institutions affect people’s incentives and in what ways. The actual research questions I am pursuing originated from very different sources. I have a project in which I allow for the possibility that people are loss-averse. This project essentially evolved from a comment my mother made. She is a high school teacher and she once told me that she believes that rewards work better than punishments to incentivize students. This thought eventually developed into a project on the effect of loss-aversion on people’s incentives in trade situations.\n\n**UBS Center:** What advice would you give students who want to pursue a PhD in Economics?\n\n**Jean-Michel Benkert:** We just had the prospective students at the Department of Economics in Zurich and I talked to some of them. One of the things I told them is that you usually do your PhD from the age of roughly 24 to 30. This is a long and very important time of your life, not only in terms of your future career but also for your private life. What I mean is: try to give the PhD the importance it deserves, but don’t make it the only thing in your life. Also, try to enjoy the PhD roller coaster ride. Because there will be very good times and you should try to focus on these – or as somebody else told me – one of the best qualities you can develop is resistance to frustration or at least a high tolerance of frustration.","aside":[{"caption":"Jean- Michel Benkert obtained a B.A. in Business and Economics at the University of Basel at the age of 22. He then went to Barcelona where he completed the M.Sc. program in Economics and Finance at the Barcelona Graduate School of Economics. Benkert was the first student awarded a UBS Center Scholarship for the Zurich Graduate School of Economics in 2012. His research interests lie in the field of microeconomic theory, with an emphasis on behavioral theory and mechanism design. Benkert spent the last nine months at the Department of Economics at Northwestern University for which he received a mobility fellowship from the Swiss National Science Foundation (SNF).","image":"assets/images/scholarships/ss_benkert_2016.jpg","title":null}]},{"date":"2017-12-15","title":"Class of 2017","text":"### The UBS International Center welcomes four outstanding young talents as this year’s UBS Center Scholarship holders. They were selected from several hundred applicants to the Zurich Graduate School of Economics (Zurich GSE).\n\nWe sat down with the freshman doctoral students to talk about their motivation to obtain their degree in Zurich.\n\n**UBS Center:** Why did you choose to study economics?\n\n**Chiara Aina:** I did my bachelor and master studies mainly in management disciplines. I later realized how economics is a unique and versatile toolbox to better understand human interactions, thanks to a rigorous scientific approach.\n\n**Julian Teichgräber:** My greatest motivation for research in economics is to apply mathematical methods and creative economic thinking to assess which actions of agents lead best to our goals as a society.\n\n**UBS Center:** How did you find your way to the University of Zurich?\n\n**Christian Decker:** I chose to come to Zurich because I believe it is one of the leading economics departments in continental Europe. In recent years, many renowned researchers joined the faculty and there have been great efforts to improve the PhD program.\n\n**Ante Malenica:** One of my professors in Croatia told me about the UZH and the great opportunities it offers for studying. I remember him underlining how he admires the efforts put into further development made at the Econ department in Zurich.\n\n**UBS Center:** What is your research interest?\n\n**Chiara Aina:** I wish to learn more about the underlying motives of human behavior using an interdisciplinary approach. In particular, I am fascinated by how deviations from traditional microeconomic assumptions can better explain individual decisions and strategic interactions.\n\n**Christian Decker:** I like linking economic theory to real-world phenomena and data. In particular, I am interested in applications to industrial organization, information economics, and market design.\n\n**Ante Malenica:** I am interested in understanding the relationship between educational choices and labor market conditions, as well as labor market policies. Specifically, I think that youth unemployment is an issue of high importance in many European countries and that better understanding the forces behind it (including those related to educational choices) could help ameliorate this issue.\n\n**Julian Teichgräber:** I am interested in game theory and decision-making under uncertainty with applications to financial markets.\n\n**UBS Center:** What is the value to you of having received a UBS Center Scholarship?\n\n**Chiara Aina:** I am looking forward to the UBS Center events coming in the next months in which we have the opportunity to be exposed to an important network of scholars and professionals.\n\n**Ante Malenica:** The support of the UBS Center allows me to invest my time efficiently into studying and reading.\n\n**UBS Center:** What do you think of being a doctoral student at the Zurich Graduate School of Economics?\n\n**Ante Malenica:** The city of Zurich is charming and full of life. I especially enjoy the nature within and surrounding the city, with a lot of hiking routes at hand.\n\n**Julian Teichgräber:** What I like is that my fellow classmates have a great variety of skills and interests which enables us to learn from each other. Moreover, faculty are very open and always happy to discuss research ideas with us although the first year is mainly about receiving rigorous training in the core subjects.\n\n**UBS Center:** Do you have any piece of advice for other young students, considering doing their PhD in Zurich?\n\n**Christian Decker:** Start preparing for the application process well ahead of time. That is, do the required examinations (TOEFL, GRE) as early as possible so that you have time for a retake in case you are not satisfied with your results. Moreover, make sure professors know you well so that they are willing to write good recommendations for you.\n\nWe wish our new students great success for their ongoing studies.","aside":[{"caption":"Chiara Aina from Italy holds a Master’s degree in Economics from Bocconi University in Milan.","image":"assets/images/scholarships/ss_aina_2017.jpg","title":null},{"caption":"Christian Decker from Germany holds a Master’s degree in Economics from Bocconi University in Milan.","image":"assets/images/scholarships/ss_decker_2017.jpg","title":null},{"caption":"Ante Malenica from Croatia holds a Master’s degree in mathematics from the University of Zagreb and a Master’s degree in Economics from the University of Zurich.","image":"assets/images/scholarships/ss_malenica_2017.jpg","title":null},{"caption":"Julian Teichgräber from Germany holds a Master’s degree from the London School of Economics.","image":"assets/images/scholarships/ss_teichgraeber_2017.jpg","title":null}]},{"date":"2018-07-15","title":"Does finance cripple growth?","text":"### Ideally, the financial sector should channel funds towards the most productive firms. By screening and monitoring borrowers, banks are supposed to efficiently allocate capital across firms. In my dissertation, I show that banks are increasingly failing at this task. Instead, they provide more and more credit to unproductive firms and undermine economic growth.\n\nFollowing the introduction of new technologies and a wave of financial deregulation, banks expanded across the US on an unprecedented scale operating in only two branches in 1980, but sixteen in 2015. I show that expansion comes at a cost. When entering new markets, banks have no knowledge about the quality of new borrowers – they face asymmetric information. To overcome this friction, banks rely on secured lending: new borrowers must pledge collateral. As bank expansion exacerbates the problem of asymmetric information, it leads to an increase in credit supply for collateral-owning firms.\n\nUnfortunately, borrowers with collateral are often slow-growing firms with low investment rates and productivity. Bank expansion thus improves borrowing conditions for exactly the wrong type of firms. An ever-increasing share of resources is funneled towards inefficient firms, as it is no longer the most dynamic firms that receive credit, but firms that own collateral. I show that this reallocation of credit towards unproductive firms depresses aggregate productivity growth. Cities with more bank entry and, consequently, a stronger increase in secured lending see a decline in growth rates of productivity and GDP per capita. My work addresses the causes and consequences of secular stagnation and offers an explanation for the slow growth over the last two decades.\n\n### What comes next?\nI collected most of the data and have most of my main results, which I am currently reflecting in a first draft. Over the next couple of weeks, I will gather additional evidence on the underlying mechanism and present the project at various conferences.","aside":[{"caption":"Sebastian Dörr asks: \"How does the introduction of new technologies and the wave of financial deregulation affect the financial sector?\"","image":"assets/images/scholarships/ss_doerr_2018.jpg","title":null}]},{"date":"2018-07-15","title":"Employment effects on the health of newborns and mothers","text":"### Healthy mothers and babies: definitely a precondition for a good start in life. But does employment during pregnancy and the first year(s) of a baby’s life impact this? While pregnancy protection and parental leave policies and laws have been in place for a long time and with large differences between countries, there is little empirical evidence on these effects. Obviously, additional clarity on health outcomes of mother and child are relevant for the optimal design of family policies.\n\nIn my two research projects, I assess the impact of three policy reforms that each changed the length of parental leave in Austria, and how these impact the health of mothers and children. For example, mothers who gave birth in June 1990 had a parental leave of one year; from July 1990 this was extended to two years (and with other reforms in 1996 and 2000 shortened to 1.5 and extended to 2.5 years, respectively). These sharp cutoffs with respect to the birth month – basically, a random allocation – allow us to compare similar mothers on both sides of the threshold.\n\n### Disadvantaged mothers benefit from longer leave\nPreliminary findings suggest that mothers’ health improves when paid parental leave increases from one to two years. However, it also seems that parental leave can last too long, and actually decreases maternal mental health: This is the result of a comparison of mothers who could stay on parental leave for 2.5 vs 1.5 years. This effect pattern varies for different types of mothers and by characteristics of the child, meaning that mothers with unhealthy children (e.g. preterm births) continue to benefit from longer leave durations.\n\n### Working during pregnancy per se does not affect a newborn’s health\nIn another project based on the same data, I conclude that employment during pregnancy with the second child does not affect the newborn’s health, irrespective of characteristics of the mother, such as her socioeconomic status or the industry in which she works.\n\nBoth projects are key for designing family policies with multifold goals such as gender equity, fertility, and child development. The latter is especially interesting because it affects human capital, a key production factor, where identifying the reasons for inequalities in early childhood can help design smarter policies in the future.\n\n### What comes next?\nI will present the results of these studies at conferences and PhD workshops. I will also go on a short research visit for two months to LSE, where I hope to exchange ideas and get some more input.","aside":[{"caption":"Caroline Chuard asks: \"How does working during pregnancy affect the health of newborns? And how does the length of parental leave affect the health of new mothers?\"","image":"assets/images/scholarships/ss_chuard_2018.jpg","title":null}]},{"date":"2018-07-15","title":"Food waste and immoral labor markets","text":"### Being a nature lover, the core theme of my research is around sustainability. In one project, I address environmental aspects linked to food waste and investigate the psychological mechanism behind it. Another project combines economic and social aspects of sustainability, as we look into immoral labor markets.\n\n### Psychological depreciation and food waste\nApproximately one-third of the food produced worldwide is lost or wasted every year. Food waste is harmful to the environment and costly from the households’ perspective (e.g. the estimated average annual loss for a typical American four-person household is approximately $1,600). While there are many causes of food waste, research shows that explicit freshness information – such as date labels – plays an important role. We run a lab-in-the-field experiment on the campus of the University of Zurich where we vary whether participants receive a seven-day-old or a one-day-old sandwich, and whether they are informed about its production date. First, we find that individuals do not experience an objective taste difference between the old and the fresh sandwich. In addition, we test if disclosing the production date affects people’s experienced utility of consumption via the direct effect this information has on expectations. Surprisingly, even when knowing when the sandwich was produced, participants neither expect nor experience a different utility of consumption. It seems therefore that the disclosure of long storage duration does not induce any psychological depreciation of consumption utility.\n\n### Immoral labor markets\nThis research project covers a delicate topic – so let me start with a definition: Immorality is the violation of moral laws, norms, or standards. Corporate scandals regularly bring immoral work practices to light – manipulations of LIBOR rates and car emissions, misinformation by the tobacco and pharma industries, etc. Yet, there is also a labor market in these areas – but who is attracted to these jobs, and at what wage? We explore these questions with a combination of laboratory experiments, surveys, and the analysis of Swiss labormarket data. Amongst others, this allows us to determine the individuals’ aversion to acting immorally – respectively, the individuals who are more inclined to violate moral norms. In our experiment, these individuals are more likely to be hired and obtain higher wages when a job consists of an immoral task, while there is no difference when the labor market is neutral. In addition, we find that participants who behave immorally in the laboratory are more willing to work in industries that are perceived to be immoral. Finally, labor-market data further indicates that industries perceived as immoral offer higher wages.\n\n### What comes next?\nI plan to finish writing my doctoral thesis this summer.","aside":[{"caption":"Fanny Brun asks: \"How does the production date of food affect the utility of consumption and food waste? Who is attracted to immoral labor markets, and at what wage?\"","image":"assets/images/scholarships/ss_brun_2018.jpg","title":null}]},{"date":"2018-07-15","title":"Social mobility and disability insurance","text":"### The history of economic inequality\nEconomic inequality is on the rise, reaching levels similar to those at the end of the 19th century. The lack of intergenerational mobility is a very important aspect of inequality. Hence, decomposing mobility into its components is central to understanding inequality.\n\nIn a joint project with Joël Floris and Ulrich Woitek, we analyze social mobility of decennial citizenry cohorts of Zurich born between 1780 and 1870. We constructed a detailed microlevel data set on Zurich’s citizenry between 1794 and 1929 originating from the citizen’s directories and tax registries. This data set is unique for the period of the 19th century and allows us to answer a broad set of demographic questions.\n\nWe find that social mobility exhibited an inverted u-shape featuring a decline in the second half of the century. The decline coincides with the second industrial revolution and a shift of the occupational distribution towards upper middle class jobs. Moreover, Zurich emigrants tended to be both geographically and socially more mobile than nonmigrants. However, emigrants tended to exhibit downward mobility, which potentially points towards difficulties gaining a foothold in the country of destination.\n\n### Project on disability insurance systems\nIn another project, Andreas Haller and I compare two disability insurance systems. Disability insurance programs are growing considerably in many countries. On average, OECD countries spend almost three times more on disability insurance than on unemployment insurance. Policy makers therefore seek ways to reduce disability insurance expenditures. Providing incentives for recipients of disability insurance to return to work can reduce costs without reducing the insurance value itself.\n\nCurrently, disability insurance systems feature strong work disincentives: recipients lose most of their benefits if they earn above a certain ceiling (cash cliff). We analyze the effects of replacing this cash cliff with a benefit offset, which reduces benefits more gradually with higher income. A benefit offset might increase the labor supply of disability insurance recipients and thus reduce payments. However, disability insurance becomes more attractive, which induces entry. We show that the welfare effect crucially depends on two sufficient statistics: the earnings and the benefit take-up elasticity.\n\n### What comes next?\nWe are currently working on the disability insurance project, estimating the sufficient statistics for the U.S.","aside":[{"caption":"Giacomin Favre asks: \"What did social mobility look like in 19th century Zurich and what changed after the second industrial revolution? What are the right work incentives in disability insurance?\"","image":"assets/images/scholarships/ss_favre_2018.jpg","title":null}]},{"date":"2019-01-10","title":"Passion for economics","text":"### David Hémous recently received a prestigious grant from the European Research Council, while Urša Krenk just started her doctoral studies at the Zurich Graduate School of Economics. Although they are at different stages of their academic careers, they have one thing in common: their passion for economic research. They sat together to talk about their research interests and projects.\n\n*by Urša Krenk*\n\n**Urša Krenk:** First of all, congratulations on winning the ERC grant! But before we talk about the grant, could you tell me more generally about what your research focuses on?\n\n**David Hémous:** Sure. Generally, my research is about innovation and its role in the long-run trends in the economy. Specifically, I am interested in how innovation affects climate change policy, and in the relationship between innovation and inequality.\n\n**Urša:** Does the ERC grant you won touch upon these two topics as well?\n\n**David:** Yes, exactly. The goal of my research plan is to give a quantitative account of the two-way relationship that exists between income and automation. On the one hand, automation may affect income, because we replace workers with machines and that will reduce those workers’ wages. At the same time, however, one would also expect that wages affect the incentives to introduce automation innovations; if wages are higher, the incentive to introduce innovations of this type is greater, since they are going to reduce the firm’s cost. In this project, I aim to combine these two mechanisms with the final goal of finding answers to relevant policy questions. For example, I am interested in finding out whether an increase in the minimum wage in a country may or may not be canceled out in a couple of years through the effects of automation.\n\n**Urša:** How long is the horizon of the grant?\n\n**David:** It’s for five years. It’s almost a length of a PhD. Speaking of PhDs, what are your first impressions here?\n\n**Urša:** So far, so good, I would say. The first year involves mainly coursework and my classmates and I are currently taking compulsory courses in economic theory. These courses are quite difficult, but together, we are coping well with the challenges. I think your experience in a PhD program depends a lot on your peers, and everyone in our cohort gets along very well, which makes the learning environment very pleasant and motivating.\n\n**David:** And what kind of research would you eventually like to pursue?\n\n**Urša:** The general theme of my research so far has been how to design policies to empower historically disadvantaged groups of people. I have been particularly interested in studying how to reduce gender inequality. During my master’s, for instance, I co-authored a paper with another student in which we explored how modifying the format of multiple-choice tests impacts the gender test score gap. During my doctoral education, I would like to continue exploring interventions to address the gender performance gap.\n\nI also am interested in examining ways to reduce the incidence of intimate partner violence (IPV), which is both a cause and a consequence of gender inequality. For my master’s thesis, my colleagues and I analyzed demographic and health surveys data to examine the predictors of gender differences in perception of IPV in Rwanda. What we found striking was that in a lot of Sub-Saharan countries, including Rwanda, more women than men perceive IPV to be acceptable. This difference suggests the likely importance of descriptive and prescriptive norm perceptions and attitudes. Further, I am interested in how exposure to crime can influence people’s labor market outcomes.\n\nAs you can see, I like interdisciplinary work. So my future research topics will probably lie somewhere at the intersection of psychology, political science, and economics. Luckily, I still have some time to refine my research questions.","aside":[{"caption":"David Hémous holds the Professorship of Economics of Innovation and Entrepreneurship, endowed by the UBS Center. Hémous was awarded the EU’s coveted ERC Starting Grant in 2018, worth approx. 1.3 million euros for his project on economic growth and income inequality.","image":"assets/images/insights/2019_hemous_krenk_aside1.jpg","title":null},{"caption":"Urša Krenk is a UBS Center Scholarship holder who started her doctoral studies at the University of Zurich in 2018. In addition to her passion for economics, Urša successfully pursued the dog sport Agility – in 2009 she reached second place at the World Championships with her dog Lu – and she likes to travel the world, capturing her experiences in astounding pictures.","image":"assets/images/insights/2019_hemous_krenk_aside2.jpg","title":null}]},{"date":"2020-12-16","title":"Class of 2020","text":"### The UBS Center welcomes two outstanding young talents as this year’s UBS Center Scholarship holders. They were selected from several hundred applicants to the Zurich Graduate School of Economics (Zurich GSE). We asked the freshman doctoral students about their motivation to obtain their degree in Zurich.\n\n\n### Why did you choose to study economics?\n\n**Agustina Colonna:** I initially chose to study economics because I looked to work on a field where I could contribute to help solve the problem of inequalities in society, while I also appreciated math very much. Throughout my studies and working experience in economics, I have seen that working in this field offers the possibility to answer interesting questions on society and to provide policy recommendations while working with rigorous mathematical methods. This combination of topics and methods fits my interests and strengths very well.\n\n**Garyn Tan:** I'm interested in policy questions, and I think economics provides a useful (and rigorous) framework by which to evaluate many of the important issues that we face.\n\n### How did you find your way to the University of Zurich?\n\n**Agustina Colonna:** I applied to quite a lot of PhD programs across Europe and I found the University of Zurich to be my best option. When I came to the visit days in March, I found the environment very pleasant to work and study here, and the PhD students I talked to were very satisfied with the university. I am also very interested in the research of many of the faculty members.\n\n**Garyn Tan:** In 2018, I moved from my home in Melbourne to Amsterdam to do a Masters in Economics. During my studies, I became entangled with the notion of continuing with a PhD, and after attending the visiting day at the University of Zurich and meeting some of the faculty - I was sold! The lure of the mountains was also hard to ignore.\n\n### How does COVID-19 impact your research mobility?\n\n**Agustina Colonna:** The only implication the coronavirus crisis had for me was the uncertainty I experienced before coming to Zurich. Given that I was coming from Argentina, the visa process, getting a flight to come to Europe and finding a place to live was all a bit more complicated. However I am very happy it all worked out quite well in the end. The university was very helpful during the process.\n\n**Garyn Tan:** Most of our classes are online, and since most people are working from home, it's difficult to connect with other researchers.\n\n### What is your research interest?\n\n**Agustina Colonna:** Applied microeconomics. Especially impact evaluation of public policies and studies in the field of Economics of Education.\n\n**Garyn Tan:** I haven't entirely decided just yet, but broadly speaking, I'm interested in topics around structural macro trends and how they could impact us in the next few decades. For example, the impacts of increasing job polarization; the longer-term risks of persistently low interest rates; how economic policies can exacerbate inequality or lead to unexpected redistribution of resources.\n\n### What is the value to you of having received a UBS Center Scholarship?\n\n**Agustina Colonna:** I am extremely grateful to have received financial support of UBS Center for my studies. In first place, it means a great honor to have been chosen for this scholarship, as very few students are selected from each cohort. Secondly, without financial support these years I would not have been able to pursue a PhD at UZH, which is very important for the career path I wish to follow.\n\n**Garyn Tan:** The value of the scholarship to me is twofold. It feels edifying to be recognized for the hard work I've put in these past few years. Moreover, the scholarship also offers many opportunities for the future. The affiliation with the UBS Center will certainly be useful to connect with other researchers, and the scholarship is more than generous, such that I can more wholly devote my time to my studies and research.","aside":[{"caption":"Agustina Colonna","image":"assets/images/insights/2020_scholarship_holders_colonna.jpg","title":null},{"caption":"Garyn Tan","image":"assets/images/insights/2020_scholarship_holders_tan.jpg","title":null}]},{"date":"2022-12-15","title":"Class of 2022","text":"### With [Claudia Gentile](https://www.econ.uzh.ch/en/people/graduatestudents/gentile.html) and [Lexi Schubert](https://www.econ.uzh.ch/en/people/graduatestudents/schubert.html) the UBS Center has two new scholarship holders – both young talented women, who are devoting their dissertations to important economic issues: environmental policies and the psychological aspects of poverty. In this interview, the two talk about their passion for economics and the advantages of a research semester abroad.
\n\n\n**UBS Center: There are many places where you can study economics. Why did you choose the Department of Economics at the University of Zurich for your PhD?**\n\n**Claudia Gentile:** I received offers from several PhD programs at the end of my master. I chose the University of Zurich for my PhD because of the quality of the PhD Program and the research expertise of the Department’s faculty. I was particularly interested in the research topics my PhD advisors, Professors David Hémous and Florian Scheuer, work on. The visiting days organized by the Department for prospective PhD students also allowed me to appreciate the positive, stimulating, and collaborative research environment at the Department of Economics, which further convinced me this was the right place for my PhD.\n\n**What are you most fascinated by when it comes to economic topics?**\n\n**Claudia:** Most economic topics are concerned with improving welfare. I have always been fascinated by the diversity of aspects to consider when studying how to improve welfare. For example, environmental economics studies how to limit the expected severe negative effects of climate change on welfare. This encompasses analyzing a wide range of issues, which goes from studying the market failures that prevent correct pricing of environmental externalities, to analyzing environmental policies and their political feasibility, up to building on climate models in order to study how the climate and the economy jointly evolve in response to policies.\n\n**Lexi Schubert:** Economics often gets a bad rep as being only about profit maximization or being the dismal science because we acknowledge scarcity and constraints. But if you combine both of those aspects in the right way, you get something really cool: how can we use what we know about decision-making to allocate scarce resources in a way that maximizes utility (aka happiness)? I try to tackle these kinds of questions by studying the “psychology of poverty”, which lies in the intersection of behavioral and development economics. In my projects, I investigate the role of “invisible” biopsychological factors such as chronic pain or mental health in economic decision-making. This is linked to poverty by either studying income-related decisions (like saving for retirement or investments in education) or studying low-income individuals directly. Examples of biopsychological factors include chronic pain, mental illnesses, or brain architectures that lead to innate biases. At the same time, it is of course also plausible economic conditions themselves – like poverty or technological change – affect physical and mental well-being and thereby our ability to make good economic decisions. Understanding these causal chains and intricate feedback loops is crucial to improving welfare.\n\n**Lexi, you wrote a paper on the benefit of a basic retirement savings program? What was your driver for writing the paper and what are the key takeaways?**\n\n**Lexi:** My co-authors and I started working on this project a while ago when we were all still living in the US. It was borne out of two concrete observations: First, we were startled by this stylized fact that a quarter of all Americans aged 55 and older had NO retirement savings at all. Second, there is a huge difference in the types of retirement programs that are predominant in the United States vs. European countries. We wanted to understand the implications of an assisted savings program (akin to “Säule 1–3” in Switzerland) where individuals are “forced” to save at least some of their income relative to a private savings program where individuals can freely decide how much to consume or save with all of their income (imagine a world with only “Säule 3” in Switzerland). To abstract away from any confounders that would exist in observational data (such as different cultures or income levels), we set out to answer this question with a lab experiment.\n\nIn our miniature lab economy, we find that individuals on assisted savings programs indeed fare better than those who have to save privately. Individuals that receive support are able to better smooth consumption across their lab lifetime. We are able to link the suboptimal consumption behavior to “compound interest bias,” which means that individuals underestimate how much savings will grow thanks to compound interest – even when only tiny amounts are saved at the beginning.\n\n**Claudia, you are currently in the US for a research semester abroad. What are you currently working on and are you collaborating with researchers at Yale University?**\n\n**Claudia:** I am working on my main research project which studies clean growth and optimal environmental policies to foster the transition towards clean energy technologies. My research project has particularly benefited from ample discussions with my host professors at Yale, Michael Peters and Fabrizio Zilibotti, and with other Faculty and PhD students that work on related topics. Furthermore, I have particularly benefited from participating in research seminars and courses both at the Yale Economics Department and at the Yale School of the Environment.\n\n**Where can you benefit from valuable overlaps between Yale and Zurich?**\n\n**Claudia:** There are close contacts between some of the Faculty at the University of Zurich and some of the Faculty at the University of Yale, which creates a connected research environment that can benefit PhD students. There are excellent professors working on clean growth and environmental topics both at the University of Zurich and at Yale University, which makes it a perfect overlap for PhD students who want to work on such topics.\n\n**Lexi, you’ll be going abroad next year. What are the benefits of spending a semester abroad and what are you looking forward to?**\n\n**Lexi:** I am very excited to visit MIT’s Department of Economics next year. My research interests align closely with the topics studied by their development group, and they are known for having pioneered the randomized control trials and field experiments – tools I plan to use in own my research. My MIT host professor Frank Schilbach, in particular, has done groundbreaking work in the field of psychology of poverty. He marries psychology and economics in lab-in-the-field experiments in India studying relevant topics like alcohol, sleep, or loneliness. Being able to receive feedback from him will be very beneficial to shaping my current projects. Additionally, one of my co-authors (on a project that was borne out of a recent summer school) is a graduate student at MIT. Not having to work around time differences or having to put up zoom whiteboards will make collaborating much easier!\n\nOverall, I am very much looking forward to immersing myself in the research culture there, attending seminars and conferences and engaging with fellow graduate students to build my international network.\n\n**Claudia:** I agree. In my opinion, the main benefit of doing a research semester abroad is getting in contact with a larger network of researchers, with whom I can exchange ideas, collaborate, and provide feedback on each other’s work. Meeting and discussing ideas and research projects with a large network of people is a crucial ingredient for progress in research. In addition, thanks to the increased use of technologies that allow working remotely I was also able to keep participating in research group meetings and one-to-one meetings with the faculty and other PhD students in Zurich, thus reaping the benefits of both worlds.\n\n**You are already advanced in your doctoral studies. What does the UBS Center Scholarship mean to you?**\n\n**Lexi:** The UBS Center scholarships enables me to dedicate more of my time to research. I am particularly grateful for the research budget because it allows me to explore and pilot small risky ideas without needing to find funding for a fully-fledged pilot (which is usually is complicated undertaking). Besides satisfying academic curiosity, these insights gained from mini-pilots help with honing the research question and can inform better designs for a more serious pilot. This type of exploratory qualitative work has proven to be so useful that I am even re-purposing the tuition reimbursement (that was also part of the scholarship) for additional qualitative data collection in one of my projects.\n\n**Claudia:** First of all, it provides me with some funding that I can use to buy data for my research projects. Secondly, it reduces my teaching load for the next year, which will allow me to devote more time to research and be better prepared for the Academic Job Market next year. Finally, I think that being affiliated with the UBS Center will allow me to get in contact with more researchers and closely take part in the UBS Center’s activities.","aside":[{"caption":"Claudia Gentile","image":"assets/images/insights/2022_scholarship_holders_aside_gentile.jpg","title":null},{"caption":"Lexi Schubert","image":"assets/images/insights/2022_scholarship_holders_aside_schubert.jpg","title":null}]},{"date":"2024-04-13","title":"Class of 2024","text":"### We are delighted to introduce Marcel Caesmann as our new UBS Center Scholarship holder. Marcel holds a BA in Sociology, Politics and Economics from the Zeppelin University in Friedrichshafen and an MSc in Economic History from the London School of Economics and Political Science (LSE). In 2020, he joined the Department of Economics’ Zurich Graduate School of Economics. Marcel is currently a visiting PhD Researcher at UC Berkeley. His research interests lie in Economic History, Political Economy, and Cultural Economics.\n\n**What inspired you to pursue research in economic history, and how do you see your work contributing to our understanding of contemporary economic challenges?**\n\nMy fascination for Economic History stems from a deep curiosity about how economic circumstances and societies coevolve over time. From an academic perspective, I believe that taking a historical approach offers two major advantages. First, it allows us to observe long-term outcomes and study the lasting or transient effects of shocks, providing a deeper understanding of the underlying drivers of societal and economic change. Second, historical events often present intriguing natural experiments that can be leveraged to isolate and examine key causal factors through empirical analysis.\n\nFor example, when trying to understand the effects of protest marches on political outcomes in the modern era, it is extremely challenging due to the rapid spread of information through news and social media within seconds, making it unclear who directly observes or indirectly learns about the march. In a project with Bruno Caprettini, Hans-Joachim Voth, and David Yanagizawa-Drott, we go back in time to study the impact of Nazi marches on political polarization in 1932 Hamburg. This historical context enabled us to better measure direct exposure to the protest marches and trace how news spread through existing social networks at that time. Uncovering the underlying mechanisms of how protests can persuade or alienate, and how information disseminates through social networks, is highly relevant for comprehending the effects of contemporary protests.\n\n**Can you discuss a particularly intriguing or surprising finding from your research, and how it challenges or reshapes existing narratives in economic history?**\n\nThere is a vast literature demonstrating how crucial religious identity is for various economic and social behaviors, ranging from investments in human capital and innovation to conflict and persecution. In economics, we often treat religious identities as static and given. However, my research reveals that religious markers of identity can be surprisingly malleable over time. In one of my projects, I study how distinct Catholic and Protestant religious identities developed in Early Modern Germany. Surprisingly, for the first few decades after the Protestant Reformation began, Catholics and Protestants shared many similarities. Conversions were frequent, trade and intermarriage across religious boundaries continued, indicating a significant degree of fluidity between the two groups. However, if we fast-forward 200 to 300 years, Protestants and Catholics seemed to inhabit distinct worlds, even when geographically proximate. They displayed strong differences in naming patterns, reading materials, and an almost complete absence of conversions and intermarriages.\n\nMy project aims to understand the factors that drove this dramatic shift, leading to the strong differentiation and polarization between the two confessions. By tracing these dynamics, we can gain insights into the underlying mechanisms that underpin polarization processes and their short-, medium-, and long-term economic consequences. This challenges the notion of religious identities as static, highlighting their potential for remarkable transformation and the profound impacts such shifts can have on societies and economies.\n\n**You are currently in the US for a research semester abroad. What are you working on these days and how does your stay at UC Berkeley help your research?**\n\nDuring my research semester abroad at UC Berkeley, I continue to make progress on my main project examining the evolution of religious identities and polarization dynamics. This stay is proving tremendously beneficial, providing ample opportunities for insightful discussions with my host professor, Gérard Roland, as well as other faculty and PhD students working on related topics in economic history and political economy. Berkeley hosts a vibrant community of researchers in these fields, creating a truly inspiring environment. The regular seminars and frequent visits by leading scholars allow me to expand my international network and stay abreast of the latest frontiers in my areas of interest. Moreover, being based in California enables me to participate in nearby conferences and workshops, further amplifying my exposure to world-class researchers. Just last week, I had the opportunity to present my research at the ASREC conference at Chapman University, and in a few weeks, I will be participating in a workshop on Economic History at Stanford. These events are instrumental in receiving constructive feedback, sparking new ideas, and growing my professional network.\n\n**Where can you benefit from valuable overlaps between Berkeley and Zurich?**\n\nThe close ties between Berkeley and Zurich have greatly facilitated my integration into the Department here. These valuable connections exist at multiple levels. On one hand, the strong relationships between faculty members have opened many doors for me, ensuring that I feel fully welcomed and supported during my time at Berkeley. On the other hand, there are several PhD students at Berkeley who were previously my pre-doc colleagues in Zurich. This familiarity has helped me connect more easily with the doctoral student community, allowing me to explore potential collaborations and benefit from their insights and perspectives.\n\n**You are already advanced in your doctoral studies. What does the UBS Center Scholarship mean to you?**\n\nFirst and foremost, the UBS Center Scholarship serves as a great recognition for the progress I have made so far and provides a tremendous motivational boost to continue striving towards producing cutting-edge research in my field. It also opens doors to connect with a broader network of researchers and participate in the UBS Center’s activities, which can be an invaluable source of inspiration for identifying topics that are relevant and impactful for society. Beyond this, the material benefits of the scholarship are immensely valuable. The reduction in teaching load allows me to dedicate more focused time and energy towards advancing my research agenda. Furthermore, I am especially grateful for the research budget, as it enables me to scale up the collection and processing of large amounts of archival data that form the foundation of my work.","aside":[{"caption":"Marcel Caesmann","image":"assets/images/insights/2024_marcel_caesmann_scholarship_aside.jpg","title":null}]}],"register":null},{"type":"text","indent":null,"image":null,"title":"Umfang und Dauer","togglable_text":null,"venue":null,"aside":null,"text":"Das UBS Center Stipendium dient der Erlangung eines Doktorats im Rahmen der Graduate School of Economics der Universität Zürich. Das UBS Doktorandenstipendium wird zunächst für ein Jahr vergeben und ist verlängerbar (je nach Leistung). Die UBS Center Scholarships sind Vollstipendien, die die Lebenshaltungskosten und alle Gebühren abdecken. Die Stipendiaten sind in der Wahl ihrer Betreuerin oder ihres Betreuers frei und haben über die Promotion hinaus keine Pflichtaufgaben. Das Lehrpensum beträgt 50% des Pensums der anderen (regulären) Studierenden. Jeder Stipendiat erhält 5.000 CHF an Forschungsmitteln.","list":null,"videos":null,"banner":null,"people":null,"testimonials":null,"meta":null,"interviews":null,"register":null},{"type":"image","indent":null,"image":"assets/images/scholarships/ss_wide.jpg","title":null,"togglable_text":null,"venue":null,"aside":null,"text":null,"list":null,"videos":null,"banner":null,"people":null,"testimonials":null,"meta":null,"interviews":null,"register":null},{"type":"text","indent":null,"image":null,"title":"Teilnahmeberechtigung und Auswahlkriterien","togglable_text":null,"venue":null,"aside":null,"text":"Die Stipendien stehen allen Doktoranden der Graduate School of Economics offen und werden aufgrund herausragender akademischer Leistungen vergeben. Bevorzugt werden Studierende, deren Forschungspläne sich auf Bereiche beziehen, die für das UBS Center of Economics in Society von Interesse sind; Bewerbungen aus allen Bereichen sind jedoch willkommen.\nIn den letzten 10 Jahren hat das UBS Center zahlreiche Graduiertenstipendien grosszügig finanziert. Ab 2022 haben wir den Schwerpunkt des Programms geändert, weg von Stipendien für angehende Studierende, hin zu einem Programm, das sich an Studierende in höheren Semestern richtet. Wir ermutigen herausragende Studierende, sich für die UBS-Stipendien zu bewerben.\nWährend sich Studierende im zweiten und vierten Studienjahr bewerben können, richtet sich die Zielgruppe an Studierende, die sich derzeit im dritten Studienjahr befinden und die Förderung zu Beginn des vierten Studienjahres erhalten. Das Stipendium wird für ein Jahr gewährt und kann anschließend verlängert werden. Wir gehen davon aus, dass die meisten Studierenden, die das Stipendium erhalten, auch im zweiten Jahr gefördert werden. Das bedeutet, dass das Stipendium in der Regel für zwei Jahre vergeben wird, was allerdings auch kontinuierliche hervorragende Leistungen und Fortschritte während des Vergabezeitraums voraussetzt. Auch wenn es Ausnahmen geben kann, wird das Stipendium in erster Linie für das vierte und fünfte Studienjahr vergeben.","list":null,"videos":null,"banner":null,"people":null,"testimonials":null,"meta":null,"interviews":null,"register":null},{"type":"text","indent":null,"image":null,"title":"Weitere Informationen","togglable_text":null,"venue":null,"aside":null,"text":"Falls Sie weitere Fragen zu den UBS Center Scholarships haben, kontaktieren Sie uns bitte über [scholarship@ubscenter.uzh.ch](mailto:scholarship@ubscenter.uzh.ch)","list":null,"videos":null,"banner":null,"people":null,"testimonials":null,"meta":null,"interviews":null,"register":null}]}},"pageContext":{"topics":{"home":{"label":"Home","hidden":false,"slug":"/en/index.html"},"research":{"label":"Research","hidden":false,"slug":"/en/research.html"},"newsAndEvents":{"label":"News & 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